Author Archives: Tina Roth

It’s all about Calling It a Day with Confidence – Retirement Planning


When it comes to planning for future, you will find a very few people taking the matter seriously. If you hope to witness a different picture for retirement plan, you will come in for surprising frustration. Several studies have been conducted in this regard and suggest that most of the people hang up their coats and boots without being fully confident of their retirement. Studies reveal further that majority of ...

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Five Major Tips of How Could You Handle Business Expenses


Every business big or small should be able to manage their expenses at a great ease. Keeping a precise records of your business cash flow would help you understand how your business has been doing, when would it expand and how independent can it be. And while this is might not be necessary it is something that should not be ignored. Your business accounts and personal accounts are two different ...

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7 Simple Home Insurance Tips Every Homeowner Should Follow

Simple Home Insurance Tips

Everyone says “home sweet home.” They say it for a reason. Home is the place where we unwind after a hectic day at work. Where we see our kids grow. It’s a world of our own where outsiders don’t have entrance, unless we allow them. Home insurance reminds us of unfortunate incidents. Fire, hurricane, any other natural calamity – these are every homeowner’s worst nightmares. Paying the insurance premium (which ...

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Renovating Your House in a Budget

How to renovate on a budget

Whether you have been living in the same home for a long time, or you have just recently moved in, there are few things that would need an upgrade or repair as time passes. It could also be that you plain out hate a part, or a room of the house and wish to change it as soon as you have enough finance. The idea of renovation requires clever planning ...

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How to Save Expenses on Carpet Cleaning?

Save Expenses on Carpet Cleaning

Last Christmas, my life became a complete hell! I threw a party that was attended by a little more than hundred guests. Preparation started two days ago. Everyone enjoyed the party and being drunk and tired, we managed to get out of our bed only the next day evening. I got up and headed towards my attached bathroom. Oh, my god! To my horror, I found several clearly visible spots ...

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Don’t Be Seduced By Pseudo-Sales and Special Promotions While Grocery Shopping

Grocery Shopping

In case you hadn’t noticed, it seems that every month, a stack of ads appear in your post and email inbox on the same day you get paid or your pension check arrives. This is, of course, intentional, as merchants scramble to get your last pound before some other store gets it. Those ads often contain some real markdowns, and if you’re smart, you can save yourself a lot of ...

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Bottom-Dollar Effect – How You Can Spend Money More Reasonably

Bottom-Dollar Effect

Even couples of years ago, I was regular at a shopping mall with a pack of my friends. I used to be driven by habit of impulsive buying. Fortunately, I was quick to discover that satisfaction gained from spending on new buys was getting lower with diminishing penny supply. In other words, I was getting diminishing marginal return from every penny spent. The soft pretzel or a pair of bangles ...

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3 Beauty Tips to Save Expenses on Your Budget


Women always want to stay beautiful – it is a well-known fact. But the less touted fact is that same applies to men. No doubt, there are several natural remedies to take care of skin and hair and retain their youthful charm for years to come. However, only a very few have time to try out these and so we easily switch to or swoop for ready-made products. The branded ...

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Personal Improvement and Promotion Tips for Entrepreneurs


Entrepreneurs are a special kind of people. They base their business life on initiatives they take to expand their personal limits and bring progress to society in general. However, achieving business goals is usually an excruciating process. Business people always have to be on watch and react quickly in new business situations. But those who at the same time work on their soft skills and improve their abilities will probably ...

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