Credit Score

Here’s the Right Credit Card Processor for Your Business

Right Credit Card Processor

Sometimes it seems that there are so many tools to help a business succeed that it is impossible to choose amongst them. Indeed, the amount of free and affordable solutions for marketing, accounting, and sales is staggering, and investing time and energy into the wrong tool could have devastating effects on your business. Even merchant services, including credit card processing, offers so many providers with so many different features and ...

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Using Credit Card Points to Pay for Honeymoon

Using Credit Card Points

You understandably want your honeymoon to be a magical, once in a lifetime experience. If you are like many couples planning a honeymoon, you need to pay close attention to the bottom line. Money is an object that requires close attention. One strategy that you should think about utilizing is credit card points. The possibility exists that you will be able to pay for your honeymoon with accumulated credit card ...

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Things You Need to Consider When Choosing a Credit Card

Choosing a Credit Card

Making the decision to get a credit card can be a very big step. With so many things to keep in mind, choosing which one to get can seem like a daunting task. With things like interest rates, annual fees and other factors to consider, this is one decision that shouldn’t be taken lightly. Fortunately, we have a few suggestions on how to make this easier for you. Here are ...

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Ways To Improve Your Credit Score To Get Financed

improve credit score

The most important element to get financed easily is to have a healthy credit score and more and more people now are realizing the importance of it and make amendments to improve it. A good credit score can make a huge difference in your financial life. You would be surprised to know that a credit score can not only affect your loan eligibility but can also sometimes affect your job ...

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Credit Horrors & Advice: An Interview with Credit Card Insider

improve credit score

Today we have a special guest interview with John Ganotis, the founder of Credit Card Insider. We’ve asked specific questions related to the company and others that directly impact consumers. Read on to see our questions and John’s answers below. Tell us about Credit Card Insider and why you started it. I was frustrated by the widespread lack of basic financial literacy knowledge people have today. The mission of Credit ...

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FICO Credit Score Limitations and Alternative Scoring Systems

improve credit score

Lenders want to see the FICO score before they grant a loan. We know this, and do the best of our abilities to improve the credit score, so the odds of getting a loan increase. But many of us are not aware of the shortcomings of FICO score. I’ll discuss the shortcomings in this article, along with the alternatives to FICO score. Read with utmost attention if the status of ...

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How FICO Scoring System is Essentially Linked to Your Lifestyle

improve credit score

None of us is alien to the fact the credit history affects our lives in many ways than we can imagine. In my previous article, I discussed how one can use his credit card to improve his credit score. The problem is, people look at their credit scores in isolation. They shouldn’t. The scores that we have on our credit reports can be improved if we make it a goal to ...

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5 Ways to Cut down Interest Rate on Credit Cards?

Choosing a Credit Card

I can tell it from my personal experience that most of the credit card holders labour under a misconception that buying new cards will ease burden of interest on the existing ones. I prefer shuffle of what you have and believe me, you can cut down around 75% of cost without a new purchase. What you need is to be wiser while spending cash and if you can ensure that, ...

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