Credit Score

Things You Need to Consider When Choosing a Credit Card

Choosing a Credit Card

Making the decision to get a credit card can be a very big step. With so many things to keep in mind, choosing which one to get can seem like a daunting task. With things like interest rates, annual fees and other factors to consider, this is one decision that shouldn’t be taken lightly. Fortunately, we have a few suggestions on how to make this easier for you. Here are ...

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Ways To Improve Your Credit Score To Get Financed

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The most important element to get financed easily is to have a healthy credit score and more and more people now are realizing the importance of it and make amendments to improve it. A good credit score can make a huge difference in your financial life. You would be surprised to know that a credit score can not only affect your loan eligibility but can also sometimes affect your job ...

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Credit Horrors & Advice: An Interview with Credit Card Insider

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Today we have a special guest interview with John Ganotis, the founder of Credit Card Insider. We’ve asked specific questions related to the company and others that directly impact consumers. Read on to see our questions and John’s answers below. Tell us about Credit Card Insider and why you started it. I was frustrated by the widespread lack of basic financial literacy knowledge people have today. The mission of Credit ...

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FICO Credit Score Limitations and Alternative Scoring Systems

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Lenders want to see the FICO score before they grant a loan. We know this, and do the best of our abilities to improve the credit score, so the odds of getting a loan increase. But many of us are not aware of the shortcomings of FICO score. I’ll discuss the shortcomings in this article, along with the alternatives to FICO score. Read with utmost attention if the status of ...

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How FICO Scoring System is Essentially Linked to Your Lifestyle

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None of us is alien to the fact the credit history affects our lives in many ways than we can imagine. In my previous article, I discussed how one can use his credit card to improve his credit score. The problem is, people look at their credit scores in isolation. They shouldn’t. The scores that we have on our credit reports can be improved if we make it a goal to ...

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6 Ways You Can Use Your Credit Card to Improve Your Credit Score

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Your credit card is one of the factors that decide your credit score. Have any idea how important the card is? Probably not. But I hope you’ll get the idea once you are done reading this article. To start with, paying off the outstanding balance on your card in time is not enough. There are few other things that you need to keep in mind when you use your card. ...

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5 Ways to Cut down Interest Rate on Credit Cards?

Choosing a Credit Card

I can tell it from my personal experience that most of the credit card holders labour under a misconception that buying new cards will ease burden of interest on the existing ones. I prefer shuffle of what you have and believe me, you can cut down around 75% of cost without a new purchase. What you need is to be wiser while spending cash and if you can ensure that, ...

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