Mortgage

How to Get your Mortgage Provider to Permit You to Sub-Let Rooms

Mortgage

Sub-letting a spare room in your home could be reliable way to help with your mortgage arrears. However, it may affect the tax you pay or any benefits you are entitled to. How do you go about it? If you are only letting a lodger for a few days- say, someone who’s just in town for a trip- you don’t usually need permission. It is advisable to refer to your ...

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Three Tips for Finding the Best Mortgage Deal

Mortgage Deal

For the first time since the end of 2015, the 30-year fixed rate mortgage average, provided by Federal Reserve Bank of St. Louis, crossed the 4% mark at the beginning of December 2016. It was well below the 4% mark for most of 2016. The translation is that it is becoming more expensive to get a mortgage, even though the current rates are still low, relative to historical rates. And ...

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6 Tips to Consider When You Apply for a Mortgage

Mortgage

We all make plans before a year starts. Very few of us, however, can stick to those plans through the whole year. Experts believe a planner can realize his financial plans if the plans are realistic. Financial plans What plans have you made for a mortgage? Or have you made any plan at all? If you haven’t, then make plans today because 2016 has started its journey already, and you ...

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Should You Pay Off Your Mortgage Early?

Pay Off Your Mortgage Early

Mortgage is a kind of debt. Just like other debts, you face a dilemma whether to shrug off the burden of your mortgage payment earlier or not. Two primary factors are of importance in this case and these are interest rate on mortgage debt and amount of estimated return from an investment. These days, financial institutions clamor about offering low interest on mortgage loans. In such financial environment, you may ...

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