Personal Finance

5 Smart Financial Decisions to Make in Your 20s

Financial Decisions to Make in Your 20s

Do you want to enjoy financial security once you reach retirement age? Everybody does. If so, you must make wise investments while you are still young and prepare for the future, as well as anything that may arise throughout your life. In order to ensure that you enjoy future financial stability, read here in this article about the top five smart financial decisions to make while you are in your ...

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How to Cope Financially When You Are Suddenly Disabled

Suddenly Disabled

It is difficult to imagine living your life as you always do, enjoying your friends and family, going to work, socializing on the weekends and then WHAM. All of a sudden you are hit with a disease or have an accident that renders you disabled. The last thing on your mind might be your finances. However, it is best to try to figure out what your options are as soon ...

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7 Occasions When You Should Rent a Car

Cut Running Costs For Your Car

There are times when you should do nothing but rent a car, even if you have your own car to take you places. There are many reasons why one rents a car, with a lack of vehicle being the #1 reason. So, if you are thinking of occasions when it is perfect to rent a car, read below: When You Don’t Own a Car As mentioned above, this is the ...

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Things You Need to Know Before You Give Bitcoin a Try


Many people, including computer experts, still have difficulty understanding bitcoin. Those who are in the business sect consider this as one of their most discussed topics. Thus, it is not surprising that you get curious about it. Basically, bitcoin is a form of currency that is not under the control of any government or financial institutions. Miners made it, and they use computers and special programs to manage the network, ...

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Steps to Getting Financially Organized in Retirement


What does a happy, satisfying retirement mean to you? Does it mean switching from full-time work to part-time work or does it mean not working at all but spending more time with the people you love and doing more of the things you enjoy? When you ask this question sooner rather than later, then you will have more choices because you’ll have money-wise retirement. With that in mind, here are ...

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Disabled and Can’t Work? Here is What You should Know

Disabled and Can’t Work

If you don’t happen to have a specific medical condition that will qualify you to be immediately approved for disability benefits – otherwise known as a listing – you will have to prove that you no longer have the ability to work. You will not have to prove that you are not able to work in any capacity, just that you are unable to do a considerable bit of work. ...

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5 Frugal Home Renovation Projects That Can Make You More When You Sell Your House

Frugal Home Renovation Projects

You want to make the most from your home sale. One of the best ways to add value to your home is to make cost-effective upgrades that recoup the entire cost of the improvements. These 5 money-saving home renovation ideas are frugal, yet they make a significant impact on the look and feel of your house. Create a Masterpiece Lawn The National Association of Realtors found that adding seed to ...

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4 Retirement Expenses Nobody Thinks About

Retirement Expenses

Retirement is something that millions of people start thinking about decades in advance. We start with a 401K or IRA account. Next comes the home and a few other tangible assets. We might even play around in the stock market a little. You’ve covered all the bases and set yourself up to live comfortably without a regular paycheck. As those golden years get closer, you’ll probably start to feel like ...

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Four Ways to Make Your Money Work for You Without Really Thinking About It

Save Money

How hard do you work for your money? The average American spends dozens of hours a week working at a job they don’t really like just to pay the bills. For most of us, money is something that’s hard to come by and there never seems to be enough of it. Not everyone lives this way. There are plenty of people out there who know how to make their money ...

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How Much Should You Pay for a Will?

Write Your Will

While figuring out your personal finances, be sure you don’t forget the importance of having a solid will. While it’s understandable that you don’t want to think about your death, doing so better ensures you don’t leave your loved ones with unpaid debts and any question as to what you want to do with the money you leave behind. While learning personal finance tips from pros like Don Gayhardt, it’s ...

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