Personal Finance

The Importance of a Financial Education

Financial Education

Buy term and invest the rest. You have heard that before I would guess. It is one of those sayings, kind of like a penny saved is a penny earned. We have hundreds of these sayings that we give very little thought to, but maybe we should start to question if these sayings are truth, or potential mental landmines that can leave us broken, wondering what happened. Buy term and ...

Read More »

5 Best Kept Secrets For Selling Home Fast

Selling Home Fast

Selling a house has never been an easy task. As you make appointments for prospective buyers day after day, you keep hoping that the deal gets finalised with one of them. As a seller, you want to get the deal closed fast. If you want to keep the whole process hassle-free, there are few things to keep in mind. Here we tell you the five most important points to keep ...

Read More »

Financial Advice for the Newly Disabled

Save Money

Becoming disabled, whether from a workplace accident, auto or motorcycle accident, or an illness, is a drastic change to a person’s life. The ability to do things they once considered routine has been taken from them, and whether temporary or permanent, there can be a lot of consequences that come along with that. Outside of the emotional toll this takes on a person, there is the added question of finances. ...

Read More »

How Much Does It Really Cost to Own a Vehicle over Time?

Cost to Own a Vehicle

Most new car owners learn pretty quickly there’s more expense to owning a car than simply buying it. So, how much does it really cost to own a vehicle over time? The exact answer to that question varies depending upon the size of the vehicle, the category within which it falls (luxury, economy, commercial, etc.) and where it was made. With that said, certain expenses will come into play regardless ...

Read More »

Changing Landscape of Overseas Money Remittance

Overseas Money Remittance

When it comes to transferring money overseas, everyone wants the safest and the quickest option. But with so many options available it could be difficult to pick the best one for you. While banks would offer more secure payments, other money transferring facilities may provide you with a better rate of interest.  So now the main focus is to find a way to send money overseas in a way that ...

Read More »

Powerful Ways to Help Lower Your Personal Debts Faster

Debts

In today’s modern world, personal debt is becoming an almost-universal problem in most developed nations. For decades, the growth of high-interest ‘pay day’ loans and credit cards has made it far easier for individuals to finance the things that they want or need. This has led to a situation where many people now find themselves with an amount of debt that can seem almost impossible to pay off. For those ...

Read More »

10 Tips To Cut Running Costs For Your Car

Cut Running Costs For Your Car

Saving up for a home loan? New car or holiday? Every cent counts no matter which aspect it is coming from. Having a car is one of them. It is a privilege to have yet is quite costly to purchase and to maintain. Keeping it in top notch can be difficult if you do not have much knowledge about these automobiles. These automobiles are not invincible given the condition of ...

Read More »

4 Things to Consider When Buying a New Car

Auto Loan

Whether you use your vehicle for work, pleasure or both, there will come a time where you will need to replace your current model with something else. This means you can opt for something brand new right off the production line, or you can opt for something new to you like a pre-owned model. Either way, before you head out to the dealership or to that local neighbor who is ...

Read More »

5 Frugal Home Renovation Projects That Can Make You More When You Sell Your House

Frugal Home Renovation Projects

You want to make the most from your home sale. One of the best ways to add value to your home is to make cost-effective upgrades that recoup the entire cost of the improvements. These 5 money-saving home renovation ideas are frugal, yet they make a significant impact on the look and feel of your house. Create a Masterpiece Lawn The National Association of Realtors found that adding seed to ...

Read More »

Are You Retirement Ready? How To Ensure You Will Have Enough Money When You Retire

Retirement

UK consumers received good news recently, as the rate of inflation surprisingly dropped to 2.6% in June. The official rate had increased to 2.9% in May, while the sudden decline represented the first of its type since October of last year. Despite this light relief, the cost of living continues to rise at a disproportionate rate to earnings, as the savings ratio in the UK plummets to a record low. ...

Read More »