Personal Finance

10 Tips To Cut Running Costs For Your Car

Cut Running Costs For Your Car

Saving up for a home loan? New car or holiday? Every cent counts no matter which aspect it is coming from. Having a car is one of them. It is a privilege to have yet is quite costly to purchase and to maintain. Keeping it in top notch can be difficult if you do not have much knowledge about these automobiles. These automobiles are not invincible given the condition of ...

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4 Things to Consider When Buying a New Car

Auto Loan

Whether you use your vehicle for work, pleasure or both, there will come a time where you will need to replace your current model with something else. This means you can opt for something brand new right off the production line, or you can opt for something new to you like a pre-owned model. Either way, before you head out to the dealership or to that local neighbor who is ...

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5 Frugal Home Renovation Projects That Can Make You More When You Sell Your House

Frugal Home Renovation Projects

You want to make the most from your home sale. One of the best ways to add value to your home is to make cost-effective upgrades that recoup the entire cost of the improvements. These 5 money-saving home renovation ideas are frugal, yet they make a significant impact on the look and feel of your house. Create a Masterpiece Lawn The National Association of Realtors found that adding seed to ...

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Are You Retirement Ready? How To Ensure You Will Have Enough Money When You Retire

Retirement

UK consumers received good news recently, as the rate of inflation surprisingly dropped to 2.6% in June. The official rate had increased to 2.9% in May, while the sudden decline represented the first of its type since October of last year. Despite this light relief, the cost of living continues to rise at a disproportionate rate to earnings, as the savings ratio in the UK plummets to a record low. ...

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How to Cover Your Bills When You are Out of Work for a Small Amount of Time

How to Cover Your Bills

As many of those who live paycheck to paycheck know, being out of work for even the smallest amount of time can lead to a lot of financial trouble. Whether you are just starting to realize that you are going to be out of work for a little while, or you are already in the midst of being out of work, you will need to start coming up with a ...

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Financing Your Vehicle: Top 3 Tips for Drivers with Disabilities

Financing Your Vehicle

People who suffer with disabilities have several aspects to seriously consider before they go get behind the wheel. Ensuring your car is completely safe to drive is not only crucial for your safety but also for your finances too. Driving on the road comes at a cost and for people with disabilities looking to fund their way to a safe and appropriate vehicle, ensuring you know of these top tips ...

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Comparing Buying a Car and Leasing a Car – Which is Better?

buying a car

Would leasing a car make more financial sense than buying one? There’s a lot of things to consider when you’re trying to decide between buying and leasing your next vehicle. Really, it comes down to personal preference and requirements, but there are some factors that can help you decide. Here, we’ll compare buying and leasing a car and the top things to consider before making a decision. Buying Vs Leasing ...

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Four Prime Options for Financing a Boat Purchase

Boat Purchase

There are several key events in a person’s life when they can truly say that they’ve made it. Buying a boat is certainly one of these events. Not many people can, however, cash out such an extravagant sum of money. Some kind of financing is required. Luckily, there are several options you can choose from, depending on your personal preference. But even before you start thinking about financing, you will ...

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Have You Considered a Silver Individual Retirement Account?

Silver Individual Retirement Account

The IRA or Individual Retirement Account is a popular choice for smart investors planning for their retirement. Investors who look for an extra sense of security often choose to invest in gold, silver or other precious metals rather than cash or stocks for their retirement account. All of these options are far more secure, but if you are looking for long-term appreciation and stability, silver IRA is likely the best ...

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Where in the US Can You Change Your Energy Supplier and How?

Change Your Energy Supplier

To much of the US population, having the option to switch your energy provider may seem like a bit of an alien concept; however, in varying degrees, choice of energy provider has already arrived in 32 states. The regulated market has created local monopolies in each state around the US, which means all state infrastructures for transmission, distribution and supply is owned by the same company, meaning you are forced ...

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