Personal Finance

Learning to Manage Your Personal Finances the Right Way

Uncertain economic conditions or situations can really test out your important decisions of wise personal financial planning.Each year, more than a million people declare bankruptcy due to unwise financial decisions by taking too many loans without any resources to pay back with interest and losing money in fraudulent investments. All of these situations happen because of poor financial planning or having incomplete knowledge or information on how to manage your ...

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Three Top Tips for the Self-Employed

Some people just aren’t suited to standard employment. Although they may spend years working in an office, a factory, or a warehouse, sometimes their dreams are bigger. They want increased freedom, a life spent at the helm, the ability to pursue their own ideas without any constraints… If you’re self-employed, or considering taking the plunge, you can probably relate to these feelings. But the truth is that working for yourself ...

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How To Manage Your Money While Studying

As one enters college life or is enrolled in a post-graduate degree, managing one’s finances is one of the core responsibilities which need to be looked after. You need to pre-plan for the changes and the twists and turns that are going to take place in your life and be prepared for everything that life throws at you. Your decisions will be strengthened by a sound financial plan and you ...

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Money after Marriage: Should You Have Joint Or Separate Accounts?

If you plan on getting married someday or are engaged to be married, you will have a talk with your future spouse about merging or combining finances at some point. If you’re already married, hopefully you’ve already had some discussions about money. I’m going to share with you how my family handles finances and share with you some of the things we talk about to reduce conflict about money. There ...

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Trade Your Money Problems for a Money Plan

Do you have money problems? If you are like many people, I am sure you do. Statistics tell us that around 70% of people are living paycheck to paycheck. I also know that this is quite possible because I used to have money problems too. But the good news is that I did not stay there. I have even better news: you don’t have to keep your money problems. You ...

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As Parents We Need to Teach Kids the Value of Money

How to teach kids the value of money? This question strikes almost all parents. But very few end up getting answer to the question how to teach kids the value of money. In this article I’ll discuss how to teach kids the value of money. The bad thing about kids is they don’t understand the value of money. Parents need to know how to teach kids the value of money. ...

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6 Personal Finance Blogs to Help You in Your Financial Endeavors

Personal Finance Blogs

Whether you are a small business owner, looking for new opportunities so your business flourishes, or you are concerned that your financial condition is deteriorating, finance blogs help you bottle up your worries. The internet is a vast territory. Since you are not familiar with all its nooks and corners, you may not find a decent financial blog, which is of some value. To help you out, I’ll list down ...

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The Context of Financial Freedom and The Role of Money

Financial Freedom

2016 has finally arrived. We all made financial resolutions for this year. Making resolutions, and implementing them are necessary for financial freedom. People with burdensome debts promise themselves every year that they’ll pay off all the debts, and won’t incur new debts. But the majority fails to implement this resolution. Hence, achieving financial freedom remains a dream for them. What is it? In this article, I’ll demystify financial freedom and ...

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3 Simple Tips to Save Expenses on Power Bills

Ways to Save Money on Your Monthly Expenses

There are no reasons for us to think that the skyrocketing costs of essentials will take a nosedive in the near future. One thing is easy to predict: household expenses will continue to leapfrog with the passing of every month. Consider the example of the job market. Do you see much opening for new graduates with no experience? No. Even experienced people are forced to compromise in salary just to ...

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Budgeting in Your 30s and 40s

Budget

Budgeting in your 30s and 40s is important. If you want to be able to live an enjoyable lifestyle while accomplishing financial goals like buying your dream home, saving for a comfortable retirement, or paying for education expenses, you need a budget. Budgeting doesn’t have to be hard. You simply need to know the three main parts of how to set up and stick to a budget. Know Where You ...

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