Personal Finance

How To Manage Your Money While Studying

As one enters college life or is enrolled in a post-graduate degree, managing one’s finances is one of the core responsibilities which need to be looked after. You need to pre-plan for the changes and the twists and turns that are going to take place in your life and be prepared for everything that life throws at you. Your decisions will be strengthened by a sound financial plan and you ...

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Money after Marriage: Should You Have Joint Or Separate Accounts?

If you plan on getting married someday or are engaged to be married, you will have a talk with your future spouse about merging or combining finances at some point. If you’re already married, hopefully you’ve already had some discussions about money. I’m going to share with you how my family handles finances and share with you some of the things we talk about to reduce conflict about money. There ...

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Trade Your Money Problems for a Money Plan

Do you have money problems? If you are like many people, I am sure you do. Statistics tell us that around 70% of people are living paycheck to paycheck. I also know that this is quite possible because I used to have money problems too. But the good news is that I did not stay there. I have even better news: you don’t have to keep your money problems. You ...

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As Parents We Need to Teach Kids the Value of Money

Teach Kids the Value of Money

How to teach kids the value of money? This question strikes almost all parents. But very few end up getting answer to the question how to teach kids the value of money. In this article I’ll discuss how to teach kids the value of money. The bad thing about kids is they don’t understand the value of money. Parents need to know how to teach kids the value of money. ...

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6 Personal Finance Blogs to Help You in Your Financial Endeavors

Personal Finance Blogs

Whether you are a small business owner, looking for new opportunities so your business flourishes, or you are concerned that your financial condition is deteriorating, finance blogs help you bottle up your worries. The internet is a vast territory. Since you are not familiar with all its nooks and corners, you may not find a decent financial blog, which is of some value. To help you out, I’ll list down ...

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The Context of Financial Freedom and The Role of Money

Financial Freedom

2016 has finally arrived. We all made financial resolutions for this year. Making resolutions, and implementing them are necessary for financial freedom. People with burdensome debts promise themselves every year that they’ll pay off all the debts, and won’t incur new debts. But the majority fails to implement this resolution. Hence, achieving financial freedom remains a dream for them. What is it? In this article, I’ll demystify financial freedom and ...

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3 Simple Tips to Save Expenses on Power Bills

Ways to Save Money on Your Monthly Expenses

There are no reasons for us to think that the skyrocketing costs of essentials will take a nosedive in the near future. One thing is easy to predict: household expenses will continue to leapfrog with the passing of every month. Consider the example of the job market. Do you see much opening for new graduates with no experience? No. Even experienced people are forced to compromise in salary just to ...

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Budgeting in Your 30s and 40s

Budget

Budgeting in your 30s and 40s is important. If you want to be able to live an enjoyable lifestyle while accomplishing financial goals like buying your dream home, saving for a comfortable retirement, or paying for education expenses, you need a budget. Budgeting doesn’t have to be hard. You simply need to know the three main parts of how to set up and stick to a budget. Know Where You ...

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4 Tips For You to Better Manage and Understand Money

Save Money

There’s an old saying;- “take care of the pennies, and pounds will take care of themselves.” It’s 2015, but the saying above still holds importance. You may be good at investing but suck at saving. You are not alone as there are many like you, who earn a lot but fails to save. In this article, I will help you with some quick tips to save money. No, you don’t ...

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4 Benefits of Shifting to a Smaller Home

Shifting to a Smaller Home

I have recently shifted to a small home for some obvious reasons and after a couple of years, I’m glad to say I took the right decision. Yes, I had to do a lot of adjustment as I had always lived in a spacious three-storied house. It took me a few months to adjust myself to a 1000 sq-ft flat that accommodates only two bedrooms, one open-kitchen cum dining room, ...

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