Estate planning is a process that will involve anticipating the future to a degree. It is about making arrangements during a person’s life with regards to managing their affairs in preparation for them becoming incapacitated or dying. It is about dealing with their estate.

We shall look to examine more closely estate planning in terms of thinking about the financial trends that might affect decisions. These will be what companies like Huber Fox will be thinking about to make the best decisions when acting on behalf of their clients. There will be some instruction, but also good advice involved.

Real Estate Prices

There can be a good or an inconvenient time to sell real estate if we want to achieve the best prices. The economy will have influence in terms of the available cash for house buyers and affording the costs of home improvements. Demand for housing is key to getting a decent price.

Only certain home improvements will add value to a house during a period of estate planning, whereas others will not make the house worth any more. With estate planning, this will need to be considered as far as what money might be being wasted on improving a house that is going to be sold soon anyway. Any extensions, fitted kitchens, and fitted bathrooms should add notable value to a property.

Stock Market

The stock market is a highly volatile one and share prices are fluctuating daily. Keeping a close eye on the prices can mean that more money is put into an estate when they are sold at the right time.

The availability of 24/7 online shares prices will aid the sale of shares at the right time. A stockbroker can help with the sale of shares as well as a financial adviser.

If those inheriting an estate do not have the expertise of trading in shares it makes sense for them to be sold before the person’s death. It will be quite a decision to make if the share price has tumbled, however, in which case it may be best to leave the shares be and let them remain as part of the estate.

Where shares remain unsold as part of estate planning, the death of a shareholder will automatically trigger compulsory offer rounds of the deceased shares. This will be to the remaining shareholders. If they decline to accept this offer, then the shares will be transferred to a third party. Transfers of shares to family members or family trusts do count as “permitted transfers.”


There is no more liquid an asset than gold. It is in high demand at the moment and the cash value can quickly be obtained. This is whatever object you have that is made from this precious metal.

Gold sovereigns are a pleasant thing to inherit in any country because of their immediate cash value. They have global recognition in terms of being a wonderful investment that will keep your money safe and even make you a profit. They weigh in at 7.98 grams and are minted in 22ct gold. This equates to a gold purity of 916.7/1000. Another metal, such as copper, will make up the rest of the coin’s weight. It is this weight of 7.98 grams and an acid test that will determine if you have a genuine gold sovereign or not. If they are inherited, you can check this out with a bullion dealer. They are extremely willing to buy up old sovereigns for their scrap value alone.

It does not make that much sense to sell gold before someone’s death when it will retain its value. It is the one thing people invest in when other investments are uncertain.

Our three financial trends to watch then when real estate planning should be to keep an eye on real estate in terms of whether it is a seller’s market or not, to look at how share prices are moving, and to consider gold as an investment where there is no rush to sell.

By HomeLight Homes

Comments are closed.