Buying your first home is actually an exciting experience, yet it may be a bit overwhelming, too. Two of the things any first-time homebuyer in the USA should be well aware of are LTV (Loan-to-Value) and the deposit. These help in establishing the sum of money needed as a deposit and the sum that can be borrowed at the bank. I will break this guide down into easy words so that you will be at ease when buying a home. What Is LTV (Loan-to-Value)? LTV stands for Loan-to-Value. The percentage is what shows how much of what you would like to borrow…
Author: Tina Roth
Trump has approved the TikTok deal through an executive order, giving the Chinese-owned app a fresh chance to stay in the U.S. market. Senator J.D. Vance confirmed that the new business arrangement values TikTok at about $14 billion. Trump approves TikTok deal through executive order, Vance says business valued at $14 billion https://t.co/BL2V8lL9Fw — CNBC International (@CNBCi) September 25, 2025 Trump Signs Executive Order Former President Donald Trump has once again stepped into the TikTok debate. On Thursday, he signed an executive order approving a deal that allows TikTok to continue operations in the United States. This move follows months of discussions…
Alibaba shares have gone sky-high to a 4-year high following a company announcement that it will augment its artificial intelligence (AI) budget to over 50 billion. This significant growth has given the Chinese tech giant a high belief in the market and a turning point in its global AI race. Alibaba’s Massive AI Investment Earlier this year, Alibaba had outlined plans to spend over 380 billion yuan (around $53 billion) on AI infrastructure and models over three years. Now, CEO Eddie Wu has confirmed the company will hike this investment even beyond that massive figure, underlining Alibaba’s ambition to build…
Dubai is quickly becoming one of the most innovative financial centers around the world, and its aspirations go far beyond banking. Over the last decade, the city has connected European and Asian banks, pursued a “smart economy,” and adopted new technologies including blockchain, Web3, and cryptocurrency with gusto. There is no question that this strategy has made Dubai a destination for fintech innovators and capital allocation for fintech founders. However, as digital assets became more mainstream, the digital risks associated with them were also more apparent. Price volatility, fake projects, hacks, clean wallets, etc., all became common attributes of the…
Would you like your employees to be happier, work better, and stay longer? The secret is that it is easy to provide more recognition, more rewards, and more appreciation to your employees. Employees who feel valued make everything better at work. This blog will discuss the importance of giving your employees more, why it is so important, and some of the easy ways of achieving it. It is for all bosses, managers, or business leaders who desire to have a stronger and happier team. The Real Reason Giving Your Employees More Is Important Humans spend a significant portion of their…
Germany is open to new ideas on how to use frozen Russian assets, according to Finance Minister Lars Klingbeil. On September 19, 2025, Klingbeil gave a speech in Copenhagen that Germany would like to cooperate constructively with its partners in the European Union on this tricky problem. His government is also determined to identify means of better utilizing such funds to aid Ukraine in the current conflict with Russia. Germany’s Position on Frozen Assets Germany has had a cautious stance on the use of Russian assets frozen after Russia’s invasion of Ukraine in February 2022. So far, the European Union has only…
Banks in the United States are making bold moves to prove they are not biased against conservatives, after former President Donald Trump and other leaders raised concerns about alleged discrimination in the financial system. https://t.co/uhZ89ta88a — Jeremy Tedesco (@Jeremy_Tedesco) September 18, 2025 Political Bias Claims Lead to Crackdown Recently, the White House initiated an effort to curb what the White House views as systemic banking abuse, particularly targeting conservative people and groups. In an executive order, President Trump instructed banks not to refuse service, such as accounts and loans, to an individual based on his or her political or religious opinions. Even…
Running a business is like a tightrope at times, particularly with money. Waiting to get paid for too long is one of the largest issues most businesses have. The money does not appear immediately, yet you have already done the work or sold your product. This complicates paying bills, meeting day-to-day expenses, or even expanding your business. Invoice financing can be of great help there. Throughout this blog, we will discuss the meaning of invoice financing, the importance of invoice financing, and how you can use invoice financing to transform unpaid invoices into a continuous flow of cash to your…
Apple announced four iPhones in the 2025 lineup: iPhone 17, iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max. The regular iPhone 17 also features an increased 6.3-inch Super Retina XDR display with a smooth 120Hz ProMotion refresh rate, previously exclusive to Pro models. New iPhone 17 Models and Features iPhone 17 lineup overview 🔥 pic.twitter.com/EVPjB4NsCs — Apple Hub (@theapplehub) September 9, 2025 Apple launched four of its phones in the 2025 series: iPhone 17, iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max. The base iPhone 17 now has a larger 6.3-inch Super Retina XDR…
Starting a new business is exciting, but it also comes with many challenges. One of the most important things for any startup is making the right forecasts about money, sales, and growth. Sadly, many new businesses make forecasting mistakes that hurt their chances of survival. In this blog, we will look at the biggest forecasting blunders that can ruin startups and how to avoid them so new founders can build strong and successful companies. Why Is Forecasting So Important for Startups? Forecasting is merely the determination of what is going to occur within your business in terms of finances, such…