Large-cap companies are regarded as more trustworthy when compared to mid-cap and small-cap ones. Owing to such reputation and robust performance, more investors prefer investing in the stocks of large-cap companies. However, the answer to whether one should invest in large-cap mutual funds or not is more deep-rooted than it appears. For instance, individuals not only need to possess in-depth knowledge about large-cap funds but also need to understand their financial goals and restrictions as investors. What are Large-Cap Mutual Funds? Large-cap mutual funds are those equity funds which invest money in blue-chip companies, i.e. companies with large market capitalisation.…
Author: Tina Roth
Chasing overdue payments from difficult customers can often seem like a daunting task. In the current uncertain economic climate, unpaid and overdue invoices are becoming increasingly common for businesses. However, did you know that a debt collection agency can help your business to conquer its cash flow worries? Reaching out to a debt collection agency can be a fantastic way to help your company to combat late payments, enabling you to spend more time focussing on growing and nurturing your business. So, how do you know when it might be time to call in the experts? Let us discover 3…
You have a law firm, and you want to reach out to as many people as possible in order to help your business grow. Naturally, everyone wants to see their company flourish, but how exactly can you achieve that in this day and age? There are quite a few law firms out there, and the competition is intense, so rising above it is not exactly easy. Efficient marketing, especially online marketing, can do wonders for you, reach people quickly and directly, and persuade them that you are the right person for the job. Here are a few examples. What are your…
Most workers get fed up with their job at one point in their careers. Some of them decide to change their employer and keep working as employees. Others opt for a challenging road of becoming business owners. Even though working for yourself sounds like a dream-come-true scenario, in practice, this means a 24/7 commitment to keep things rolling. The mere fact that you’re a knowledgeable professional won’t make you a great business owner. It takes a lot of learning and self-discipline to become a successful entrepreneur. You can start with the following financial hacks for saving money and launching your…
If you lost income due to the COVID-19 pandemic and you weren’t able to make that one-time $1,200 stimulus check stretch – you’re probably looking for ways to make some extra cash. The usual “side hustles” like driving Uber or selling extra stuff isn’t profitable or safe in our era of social distancing, so you’re left with few options. However, there’s one avenue you might not have considered. If you’ve ever contemplated trying your hand at trading, quarantining presents a terrific opportunity to do it. You’re stuck at home, so you have the time to research, practice, and, hopefully, make…
If you have debt from short term loans, credit cards, an auto loan, or any other type of personal loan, you may be wondering how you can pay it off on time and get your finances back on track. In this guide, we’ll give you a few tips that you can use to make sure you pay off your debt on time. Here are a few tips you can use to pay you debt on time: #1 Live Within Your Means This tip is more helpful before you’ve taken out debt, but it bears mentioning. Avoid taking on debt that…
Loans are a very important part of our life as they get us close to some important life goals which could include buying a new property, education, marriage, etc. EMI’s are equated monthly installments that are made towards the loan we opt for. It’s a contribution made for both interest and principal amount. Usually, the interest amount constitutes the major portion of the EMI but as the loan tenure progresses, the amount of interest repayment reduces, and contribution towards principal repayment increases. The EMI of the loan depends on 3 factors which include: Loan Amount- The total amount that has…
Losing a loved family member or friend so suddenly is one of the most tragic experiences that a person can go through. In situations such as this, no preparation can make the consequences any less painful. The untimely death of a person due to the unlawful or negligent act of another person causes a range of emotional and financial hardships. There is not only grief, anger and other powerful emotions, but also severe financial ramifications to consider. Fatal Accident Claims is a UK law firm that specialises in cases involving bereavement claims. The expert solicitors at this firm recognise the…
In your 20s, your biggest focus probably revolves around making the right moves in your career. You are also likely to think of settling down and getting a place of your own. In the midst of all these exciting life developments, it is important to figure in a crucial component – your life insurance plan. You might wonder why life insurance is so essential right at the start of your career. Health is on your side, your career is going swell, and things are looking up. What could possibly go wrong? Yet, life is known for throwing curve balls our…
In business, regular audits are always important, no matter what sector you are working in, or which particular area of your business you are thinking of. There are many benefits to having regular medical claims audits carried out, and you might be surprised at just what you can discover when this is done. Some business owners will put off having an audit done because it does take a lot of time to do correctly. This is time that they often feel would be better spent in other areas of the business, which is why these important audits can be put…