Having a car that looks and functions exactly as you wish is a great feeling. Getting it modified with specialized features like extra bodywork, high-end graphics, or unique paintwork, is a way to express your personality. It is mandatory to inform your insurance company about any minor or major modification and having such changes made to the vehicle has its impacts on the car insurance premium. Read on to know more about it. Any modification to the car is considered as an additional risk by the insurer, as it differs from the manufacturer’s original factory specification. This will lead to…
Author: Tina Roth
Rule number one: Do not go house-poor when buying a new home. Experts say your house payment should be approximately 25% of your take-home pay, while others say you can go as high as 30% if you have no other outstanding debt and do not plan on going into debt. Many people find using a house payment calculator to estimate the payment on a new mortgage very helpful in finding out how much you can afford. In this blog, we will examine how to assess your mortgage affordability, the important variables that affect mortgage payments, and responsible debt management advice.…
So, you’ve done your 25 years+ of service and are ready to turn a new leaf. The beauty of being a police officer is that you have a specific set of skills and expertise that only a few can boast, and can be carried on in a variety of other industries. You can decide to work in the private sector, with local or provincial government agencies, or start your own business. If you’re a retired officer, life is actually just beginning, and you can make the next 25 years the most fulfilling of your life. Here are some great business…
Finance is a highly interesting and vast sector that promises a long term and stable career. Those who have a knack for numbers and are highly organised and analytical should definitely venture into this field. Like any specialised area, finance also requires continues learning for which students can opt for a postgraduate course. This way they are thoroughly trained for a wide number of career options within the financial industry and also outside. Postgraduate certificate in finance comes with an assurance of good job roles as they hone your knowledge and skills in a particular area. This, in turn, strengthens your…
An emergency has come up. You have to pay for unexpected car repairs, legal bills or medical bills. Often these bills can’t wait, such as when your boiler won’t get fixed until you pay the plumber for the replacement parts. You may not have an emergency fund, or your emergency fund may not be enough to cover the total cost. Now what? Here are 5 things you can do if you need to borrow money fast. Determine If You Can Earn More Money Find anything you can sell to raise cash. The internet makes it much easier to sell unwanted…
During the dental practice career, many dentists can experience numerous challenges to encounter their career and searching for tricky procedures to successfully start a dental practice. Moreover, several procedures are going through the process of dental practice such as cleaning and filling the cavities as well as whitening service and dental implants. In dental practice, the dentist needs significant schooling and a license to practice dentistry. Before starting a career in dental practice, you have to know about the relevant procedures to start, plan, and grow your practice. Through proper procedures, you can easily learn and avoid the costly mistakes…
If you believe that your current recruitment methods are not mining the right employees for your business, you should look into using some of the best alternative recruitment strategies. Consider online resources like Staff Glass which offers online HR. Many of which the new recruiting strategies are currently gaining popularity. Rather than placing an advertisement in a newspaper or on an online job board, alternative recruitment strategies can help you to find skilled and passive candidates. 1. College and University Recruiting Are you looking to employ more graduates and new talent to your team? If so, you should start to…
More and more Indians are starting to finance their goals by opting for personal loans. A whopping 96% of new loans taken in 2018, were personal loans, as per data from RBI. The easy availability of such loans, the lack of collateral, and attractive interest rates are some of the major contributing factors to the rapidly growing popularity of personal loans. When you apply for a personal loan, it is fair to expect an interest rate anywhere from 9% to 20%, depending on the financial institution. But that’s not all. With certain carefully practised tips and tricks, you can easily…
Hackers are using increasingly sophisticated methods to gain access to data, bank account details, and private systems. For the finance sector, this means it is more important than ever to ensure that online security is as robust as possible. Unfortunately, there is a cost attached to many of the leading technologies that can improve online security, and that cost may not be manageable for smaller firms. In cases where there are not enough financial resources to afford more secure online defenses, the priority is to ensure online security without the price tag. In 2020, this is more achievable than ever.…
Recent months have shown a steady decline in unemployment, with the U.S. hitting the lowest unemployment rates since the late 60s. Many people are taking advantage of the relative prosperity, whether through a modest home purchase or the opportunity to go back to school. However, there are jobs and industries that have been hit by unemployment, due to the nature of the labor and level of education required for employment. The jobs with the best security tend to require some type of college degree, with higher wages for those with more advanced education. If you are thinking of a career…