Almost all of us will feel the pinch financially at one time or another. It could be a short term issue or something stretching over months and years, either way- it’s incredibly stressful. Here are some of the situations you could come up against, and what to do if you’ve found yourself in a pickle with money because of them. Losing Your Job Losing your job can be incredibly stressful, and going from a regular wage to nothing can leave you worrying about just about everything in life. From how you will keep a roof over your head to how…
Author: Tina Roth
If there’s one thing that will make us all feel so much better about our situations in life, it’s financial security. While we all tend to work to earn money to support our lifestyles, the overall goal is often to be financially secure. Because wouldn’t it be great to feel financially free and know that you don’t really need to worry about paying your bills or going hungry, because you know that money is rolling in quite freely? This is definitely the dream for most of us. However, it can often feel like something that we spend a lot of…
Our passions in life are what drive us. Some are lucky enough to be able to turn them into full-time occupations that provide a living, but others have to channel their interests through means of a hobby. While these are fulfilling and good for the sole, they can be an expensive drain on resources. So if you have a love of thoroughbred horses, want to take up photography and need the expensive kit, are keen on scuba diving or are thinking about flight school, you’re going to need to know how to finance it all. Making proactive choices on how…
When you are an adult with your own home and a job, you may feel as though investing is just too risky. You may also think that there is just never a good time for you to dive into the world of cryptocurrency or even stock, and this is completely normal. If you’re young however, there has never been a better time for you to invest and it is also super easy as well. So if you’re young and wanting to try your hand at something a little different then investing could be for you. Time Money might be tight…
Most of us are pretty good at getting by with what we’ve got. While it would always be the dream to earn more, we become accustomed to our budgets. And, most of us do alright. We may not be able to afford mansions, but we can make the rent and bills with enough left to treat ourselves. Often, that’s all we can ask. In fact, many people who do experience boosts in earnings report not feeling any richer once the initial excitement has died down. Why? Because they, too, live within their means. When we have more money coming in,…
Did you ever ask yourself why people need a loan? It is totally simple’ one way or the other we need help to get what we need and normally getting a loan is usually for an investment that we hope would help us in our current need or future but this does not always follow sometimes we have unexpected expenses that we have not prepared for which most of the time is the main reason. People’s needs vary thus the reason for getting a loan varies as well. There are different kinds of loans such as; Automobile loan Tuition loan…
When you’ve managed to get your personal finances down, you can definitely feel like a pro. But the world of business finance is definitely a whole other ball game. So when it comes to running and keeping track of your business finances, you may find that it’s really difficult to be able to manage things in the same way. In fact, your business finances can be quite intense and feel like a really amped up version of what you’re used to – because there’s so much more to keep track of. However, it’s worth noting that your business finances don’t…
In the bid for sustained personal wealth, most people naturally cater to their current situation. However, being financially self-sufficient is only half of the battle. In reality, it’s equally crucial to ensure that you are prepared for unforeseen circumstances. Studies have shown that over half of the population would struggle with an unexpected $500 expense. So, even if things are moving along OK as they are, this stat underlines the possible vulnerabilities. While increasing your earnings and reducing your expenses will offer a solid platform, you need to monitor the direct factors too. Focus on these three scenarios, and you…
For everyone, there always lies a risk of not being able to work at one point of their life due to some injury or illness. Although worker’s compensation and sick leaves provide a certain level of coverage against such income loss, if you have adequate coverage on your income protection insurance, you will receive an added level of coverage. This coverage will ensure you receive all sorts of enjoyment and a similar lifestyle which you would even if you didn’t have that injury or illness. Obtaining the right coverage on your income protection insurance will also make you and your…
How difficult is it to engage new, sustainable clients? Well, marketing is increasingly important for this, in a world of fractionated attention and suitably quick sound bites. Potential clients are finding it easier to tune out the noise of modern marketing efforts, as they have done for decades prior. The modern world allows for greater reach of marketing tactics, but also potential methods of guarding against them. Ad blockers, premium services that nullify your ability to reach targets with advertisements, and the general over stimulation of bright, intelligent marketing packages have all tempered the modern mind. For these reasons, marketing…