Nearly every person with a pulse grows up hearing about the importance of diversification when it comes to investing. That is a given, but the reality that we all want our investments to show as big an income as possible. This must, of course, take into account an individual’s age, status in life, and comfort level with risk. Combining these concepts does not always allow for tremendous growth in income along with it. There is a way to make it happen, however, so consider the following four effective ways to add more income to your investment portfolio. Consider Fixed Income…
Author: Tina Roth
Do you consider yourself a genius in the kitchen? A master chef on your own terms? Maybe it’s time to take the next step in your career and set up your very own small food business. Now could be the perfect time. With eateries like street food and niche cafés on the rise, the food industry is soaring. In fact, over 3.5 billion are now eating street food – business is booming. But the real question is: are you ready for a new challenge in your career? Here we aim to help you understand how to handle, store and serve…
The number one tip to refinancing your auto loan is to fully understand what you’re getting yourself into. It seems too straightforward to mention, but the truth is that most people are turned away due to sheer ignorance of the situation. First of all, how do you even know that it may be time to refinance your auto loan? Initial Conditions of Car Loan Lending One of the more popular reasons for refinancing is if the present-day loan rates are lower than when you first got yours. Why miss a chance to reduce your monthly payments without extending the amount…
Most of us are resigned to our fates as borrowers. Whether we want to go to school, start a business, or buy a house, we end up relying on financial assistance to help achieve our goals. Even if those goals are just paying all of the bills on time, a loan is an indispensable financial tool for most of the world. Even celebrities like Miles Teller still have student loans. But just because borrowing money is inevitable doesn’t mean you’re safe to choose any loan on the market. In fact, many conventional lenders follow practices that make it difficult (if…
There’s a variety of ways to save money on your car insurance from a vehicle tracking system to putting less people on your policy and much more. Car insurance is a legal requirement and every driver needs insurance, but it doesn’t have to be expensive. With our eight simple tips, you could save a lot of money on your car insurance and get a much better deal. Shop Around What few people realise when searching for car insurance is that it can be treated just like any other shopping experience. In other words, you don’t just try one place, there…
Sub-letting a spare room in your home could be reliable way to help with your mortgage arrears. However, it may affect the tax you pay or any benefits you are entitled to. How do you go about it? If you are only letting a lodger for a few days- say, someone who’s just in town for a trip- you don’t usually need permission. It is advisable to refer to your mortgage lease or agreement to verify. There may be a clause that says you must inform your lender or freeholder if you accept a lodger. If you do need permission,…
For those looking to sell their home, one of the key things every home seller looks for is, how to add value to their property. It’s only natural, you want the best price for your home and you want potential buyers to see it. So, where is the best place to add value to your home, here is our guide to help! Improve curb appeal From driveway pavers to walkways, stones retaining walls, or slate steps they provide eye-catching attributes of a home that is ready to sell. A simple landscaping can take a weekend and this could improve your…
For many, tax season is a time of big spending as refunds come rolling in. If you owe money to the IRS, though, there will be no big spending. What if you have a tax liability that you can’t pay? This is surprisingly common, and the IRS is almost always willing to work with people who have tax debt, particularly if they are honest and make a diligent effort to quickly repay the debt. Here’s what you can do if you’re concerned about a tax liability. Make Sure You Owe It Filling out your taxes can be stressful, particularly if…
We hear opinions all the time on UK salaries – what the minimum and living, wages should be, who should be taxed and by how much. But what is the true picture of UK salaries? DCS Multiserve, specialists in factory cleaning, has compiled some research into UK salaries, providing unique insight into the job titles with the highest and lowest salaries, the regions with the highest and lowest salaries and who is most likely to receive less than the National Minimum Wage. Salaries and job titles Recently the Independent revealed some of the highest paid jobs of last year. The…
Owning a car is a necessity for many in NY and NJ. The public transportation systems, while offering adequate routes, can prove to be a problem. You have to wait in chilly weather to use them. Other times, the subways and buses are packed to the brim. Being smothered like a sardine on the way to work is never enjoyable. Likewise, getting home smelling like the sweat of another is something you probably want to avoid, right? Yet, you also know that car ownership can be quite costly. Insurance, parking and gasoline can all bust the budget of many a…