UK consumers received good news recently, as the rate of inflation surprisingly dropped to 2.6% in June. The official rate had increased to 2.9% in May, while the sudden decline represented the first of its type since October of last year. Despite this light relief, the cost of living continues to rise at a disproportionate rate to earnings, as the savings ratio in the UK plummets to a record low. This is particularly concerning for those approaching retirement, and in this article we will provide a brief guide on how to ensure that you have enough money to sustain your…
Author: Tina Roth
Shopping around for a reliable insurance agency is not what it once was. With online quotes, comparison websites and easy access to information, it is possible to change your insurance company much more quickly and easily than in the past. Experts recommend, however, that choosing a well-trusted local company for your insurance needs may lead to fewer hassles and headaches in the long run. 5 Internet Insurance Pitfalls Finding out you are with the wrong insurance company after you have need of assistance from them can turn any stressful situation into a nightmare. Sadly, today’s consumers frequently opt for the insurance…
When you’re short on cash, you eventually turn to companies for loans or cash advance because you have no other choice. When it comes to personal payday loans sacramento we know that the time given to return the payment is 2 weeks or until your next paycheck arrives. It is believed that paying for payday loans is easy and around 95% individuals successfully repay their loan amount on time, however, there are some unfortunate people who are not able to pay their loans and due to pressure, they end up asking for more loans and get trapped in the debt…
A home equity loan seems to have a lot of similarities with your auto equity loan. You’ll need to repay your loan with interest when you get a loan against the value of your vehicle instead of your property. Auto equity loans tend to be of a similar nature to that of other secured loans. You shouldn’t let your car be repossessed by the lender in case you aren’t able to repay your loan on time. Once the credit bureaus have your missing payment reports from the lender, your credit score might take a hit. When it comes to addressing…
For many people, gold is the ultimate investment and things have been that way for hundreds of years. Even before the birth of the Gregorian calendar, gold was sought-after by many a people. A commodity that has been able to hold its intrinsic value across cultures and across time, gold is one of the best investments today. Now, gold can be bought in many different ways. The ways to buy gold is what we’re going to discuss here. Today, there are several ways to buy gold including owning physical gold and stock investments. Now, physical gold could be in the…
London is known to be one of the most expensive places to live in the UK, as well as the rest of the world. With soaring property prices and major financial companies dominating the city, it now has a reputation as being one of the major financial hubs of the world, with very few signs of slowing. Whilst some entrepreneurs are put off by the lofty prices, there are actually many business opportunities in London. Here are some of them. Property Whilst houses and flats may well be extremely expensive in London, especially in the centre, the property market is…
As many of those who live paycheck to paycheck know, being out of work for even the smallest amount of time can lead to a lot of financial trouble. Whether you are just starting to realize that you are going to be out of work for a little while, or you are already in the midst of being out of work, you will need to start coming up with a game plan for how you are going to handle the situation. One of the first things that you might want to attempt is to get a small loan. The Right…
People who suffer with disabilities have several aspects to seriously consider before they go get behind the wheel. Ensuring your car is completely safe to drive is not only crucial for your safety but also for your finances too. Driving on the road comes at a cost and for people with disabilities looking to fund their way to a safe and appropriate vehicle, ensuring you know of these top tips can make your driving environment that much safer. Let’s take a look: Financing Your Car From the brand of the car to the interior mobility control, focusing on reliability is…
Would leasing a car make more financial sense than buying one? There’s a lot of things to consider when you’re trying to decide between buying and leasing your next vehicle. Really, it comes down to personal preference and requirements, but there are some factors that can help you decide. Here, we’ll compare buying and leasing a car and the top things to consider before making a decision. Buying Vs Leasing – Which is more practical? Despite how popular leasing has become in the UK, it’s still often better to actually buy a vehicle. This is because with leasing, the car…
Cashflow can be one of the most challenging things in certain lines of business. If you often find yourself having to pay out for things like staff wages, materials, and overheads while waiting for customer invoices to be paid, you will know how much of a strain it can be. In the worst cases, it can leave you having to take money out of your own savings to cover business costs due to cashflow issues, and of course, this isn’t always something you can do. Cashflow Management Good cashflow management is therefore absolutely crucial to your business, however many business…