Not too long ago, the share market was a playground for experts. Finance pundits with erudite knowledge in trade and commerce used to flaunt their expertise on newspaper editorials, instructing people which shares to buy and which to sell. Thanks to the Internet, however, ordinary people nowadays have access to financial resources. They don’t find stock market jargons mysterious anymore. They now understand the meaning of each and every finance-related term. Personal finance Personal finance facilitated the knowledge sharing process. The internet is flooded with blogs on personal finance. Bloggers lay down advice on all topics that bother an individual’s…
Author: Tina Roth
There are right ways and wrong ways to go about developing a strategy to attract the right investors into your startup enterprise. And there are definitely more than a few that should top your list. Follow these 7 tips and you’ll soon have to start turning investors away! Get your outlook set right. Your mindset must be prepared to stay the course and not be discouraged. Resolve that this is a process that will take time and perhaps extreme patience. Everyone and their brother is out there trying to get a business funded. And, like you most of them aren’t…
I hear it around me every now and again, how hard it is to save money, or “I cannot afford to go,” when you invite someone out for appetizers and drink. I even hear about how hard someone is struggling financially and can’t save money towards any kind of investment or even a retirement plan. The ironic thing is these people, I am talking about are not all minimum wage workers. Most people I hear this from are in careers like Care Aid, are LPN’s and in middle class jobs, even some people from the railways. I found a trick…
Start-up companies will typically have a checklist. The most common items on the checklist include hiring staff, managing capital, getting clients and approaching VC firms. Unfortunately, very few start-up checklists include reviewing insurance needs. Monthly premiums are considered a necessary evil by many, including many small business owners. Some feel there is no need to insure their business. Some look at insurance as an added burden. Business Insurance Eliminates Risk That’s right, business insurance isn’t such a bad thing as it reduces risk from loss. Business insurance Rochester NY, or in any other place is a great way to manage…
A brand new year is right around the corner. This could definitely be a great year for investors. This year had its ups and downs. While corporate profits were rising high, political issues like Brexit and the U.S. presidential election did take its toll on the stock market. 2016 saw the worst of these politically sensitive topics. So these issues will only be a mellow effect in the upcoming year. However, it can be said that investors may not be able to invest in 2017 the same as in 2016. Brexit is still ongoing as Britain has yet to formalize…
To be an entrepreneur is a liberating and wonderful thing. Your excitement to deliver a fantastic product or service to market offers you the ability to fulfill your dreams and share your vision with the world. Starting a new business, however, has its mountain of challenges which goes without saying. When it comes to finances, you can’t afford to miss out on opportunities that are right in front of you that will allow your business to make strides in its industry. You need to be on point with the inner workings of your income and expenses so you can make…
For the first time since the end of 2015, the 30-year fixed rate mortgage average, provided by Federal Reserve Bank of St. Louis, crossed the 4% mark at the beginning of December 2016. It was well below the 4% mark for most of 2016. The translation is that it is becoming more expensive to get a mortgage, even though the current rates are still low, relative to historical rates. And as the economy continue to expand, the Fed is likely to raise benchmark rates, meaning that interest rates on mortgages are bound to go up as well. As such, it’s…
Whether it feels like you’re saying goodbye to an old friend or finally unloading the perfectly-good, but not “you” car, the time has come to bid it adieu and put it on the market, and up for sale. It’s important that you get a deal you deserve and that you have an easy, trouble-free transaction. Before you do anything, it’s important to get a professional valuation of your car. And don’t worry about building costs to you, as you’re preparing to sell. You can easily get free car valuations by Sell My Car.This company gives you “an estimated market value…
You are a goal-oriented person with career benchmarks you want to meet. You know that additional training or education is the way to achieve the success you want, you just don’t know which program is right. Perhaps you’ve looked at the MBA option, but aren’t convinced that’s the best fit. A master’s degree in accounting is a choice worth exploring. Do More Than Prepare Tax Returns If your image of an accountant is someone with no life from February through April, it’s time to give it an update. Today’s accountants are in demand for numerous jobs in both the public…
Need a car with a lot of cargo space? Maybe you have to store golf clubs on a regular basis? Perhaps you have to transport the athletic gear for the high school soccer team? Or maybe your car is the host for all of those Monday Night AutoBrawl tailgating parties! Savvy consumers are increasingly looking for large-trunked cars because they are taking more road vacations in this era of economic uncertainty or thinking about the best routes to exit the country once the election is over. Many are ditching air travel and instead driving to their destinations to save money.…