Today we have a special guest interview with John Ganotis, the founder of Credit Card Insider. We’ve asked specific questions related to the company and others that directly impact consumers. Read on to see our questions and John’s answers below. Tell us about Credit Card Insider and why you started it. I was frustrated by the widespread lack of basic financial literacy knowledge people have today. The mission of Credit Card Insider is to help people gain a vast understanding of the fundamentals of how one major area of financial literacy, credit, works. Credit seemed like one of the most…
Author: Tina Roth
Being a first-time car insurance buyer, it can be a bit overwhelming due to the availability of so many options. If, you are a young adult and about to buy a policy for your car, without taking any kind of help from your parents, you are going to take some risks. But the benefits of having a car insurance, especially for the young people are very much essential. As you are a beginner, then the chance of meeting with an accident would be quite natural for you. In this article I have covered everything to help you out there being…
Lenders want to see the FICO score before they grant a loan. We know this, and do the best of our abilities to improve the credit score, so the odds of getting a loan increase. But many of us are not aware of the shortcomings of FICO score. I’ll discuss the shortcomings in this article, along with the alternatives to FICO score. Read with utmost attention if the status of FICO score as a token of credit creditworthiness bothers you, and if you want to explore other options. What it includes FICO scoring system includes all your credit information, past…
International trade has always been one of the pumps which has primed the world economy. While the output of some countries may be on the rise, the World Trade Organisation has just released some surprising figures. According to the latest statistics, the forecast for global growth has been cut by as much as 30 per cent (1). As of April 2016, the figure was set at 2.8 per cent. The WTO has now revised their estimate to 1.7 per cent. This is the most gloomy prediction since the well-known financial doldrums of 2009. So, what does this mean for online…
Flooding is a costly disaster which can hit anytime. There is no coverage available for flooding in the standard homeowner’s policy, renters policy or in the commercial property insurance policies. But, for many homeowners, opting for the insurance which gives coverage against the disasters caused by the flood is very much essential. According to the National Flood Insurance Program, every single person should have a Flood Insurance, especially if their house is located in an area that has a high flood risk. The situation which causes flooding may include- heavy rain, melting snow, severe coastal weather, etc. In fact, a…
Umbrella insurance is extra liability insurance which is designed to protect insurance holder from major claims and lawsuits to protect assets. So a personal umbrella policy provides extra liability insurance for auto & home owners. Protecting your family along with the other assets should be the top priority of your life. That is why people opt for having an insurance, which will protect their family in their absence. The more your earning power and assets increase, the more there is a chance for having some risks. Thus, there is a need for you to protect all your assets. What is…
Makeup is easy when you have Birchbox. Birchbox is an online monthly subscription service that sends its subscribers a box every month containing makeup samples. It’s an innovative e-commerce idea that locks customer’s preference inside a box. The beginning Birchbox started its journey in the year 2010. Even though a unisex service, during the initial years, it was only for women. The subscription services for men wasn’t allowed till April 2012. Like every other entrepreneurial venture, Birchbox started small. But now it has more than 800000 active subscribers all over the world. Why Birchbox is fun? It’s just like regular…
Last month I was interviewed for a personal finance podcast. The interviewer asked me a question that really got me thinking about what is my long term goal. He asked me “what is financial freedom to you”. My site, is called multimillionaireroad as I started the blog to chronicle my thoughts and feelings on my path to riches. However, I realise that the blog name can be a little misleading. It wasn’t that I wanted to become a multi millionaire per se, I wanted to live a very comfortable life with my family. The name of the site was meant to be…
The importance of branding to a business cannot be overemphasized. Branding summarizes in a holistic manner what the business is about. A well established brand for an organization gives it a major edge in its competitive market industry. What your business produce or offer has everything to do with branding. Your brand is derived from who you are, who you want to be and who people perceive you to be. It is a direct image of your company and what it stands for, it separate your product and services from your competitors. A good brand seeks to address what the…
Choosing a new business car is always exciting. Although there are lots of practicalities to think about, we all look forward to doing a little window shopping in advance, flicking between the webpages of one shiny new vehicle after another. The thought of that new car smell, the gleam of fresh, waxed paint, and the thrill of taking your new motor for a spin is enough to have you daydreaming for days. Yet not all of your thoughts will be devoted to these fantasies. Although we would all like to buy the flashiest new model, you have to be realistic,…