As one enters college life or is enrolled in a post-graduate degree, managing one’s finances is one of the core responsibilities which need to be looked after. You need to pre-plan for the changes and the twists and turns that are going to take place in your life and be prepared for everything that life throws at you. Your decisions will be strengthened by a sound financial plan and you will be able to pursue and further both your academic and career goals. Walking on a clear career path is also a highly likely way of raising up money to…
Author: Tina Roth
Student loans assist learners who want to go to college but have no means to do so. With this financial grant, they are able to pay for their college tuition, books, and others with low interest rate and longer payment schedule. Getting this type of loan is easier. Here are a few steps: Choose federal loans than private loans. Given the chance, you must opt for loans offered by the government. Submit a duly accomplished Free Application for Federal Student Aid (FAFSA) form. The Office of Federal Aid will assist you in finding federal loans and grants, as well as work-study programs…
Many people have credit cards and take out loans and sued correctly, these forms of credit can help you to bridge a gap before payday or to get a good deal with instant finance that you later pay off in full. However, because credit can sometimes be so easy to get hold of, especially by loan sharks and irresponsible lenders who charge high interest fees, many people find it difficult to get a hold of their debt situation and subsequently suffer stress, anxiety and depression as a result. So, when does a spending habit become too much? According to the…
If you are just starting your binary options trading journey then you would be forgiven for thinking that they were purely a short term venture due to its risky nature. However, binary options can form part of an effective, long term, diversified investment strategy. Investors that are able to ameliorate risk and mitigate factors through extensive knowledge and experience can begin to trade effectively long term in a range of binary markets. Binary options are inherently risky but trading long term often serves better returns. If you are committed to binary trading and plan for the long haul then you…
After years of court-battle, JPMorgan & Chase finally agreed to pay $1.42 billion to settle the claims made by Lehman Brothers. The latter’s allegation was that JPMorgan, being its clearing bank held back critical funds during the perilous events, which led to its bankruptcy. In this article, we’ll first have a recap of the beginning of Lehman Brother’s end, then have flashbacks of the legal tussle between the two, and finally share identify the real culprit behind the collapse of Lehman Brothers. The housing bubble Let’s start from the beginning. It was 2003 when Lehman Brothers forayed into the mortgage…
If you plan on getting married someday or are engaged to be married, you will have a talk with your future spouse about merging or combining finances at some point. If you’re already married, hopefully you’ve already had some discussions about money. I’m going to share with you how my family handles finances and share with you some of the things we talk about to reduce conflict about money. There isn’t one right way to do it. Different things work for different people. My wife and I have been married for just under 4 years now. While we aren’t exactly…
Do you have money problems? If you are like many people, I am sure you do. Statistics tell us that around 70% of people are living paycheck to paycheck. I also know that this is quite possible because I used to have money problems too. But the good news is that I did not stay there. I have even better news: you don’t have to keep your money problems. You can trade your money problems for a money plan. In order to complete that exchange, you need to understand where you are today, gain new knowledge, and execute a new…
How to teach kids the value of money? This question strikes almost all parents. But very few end up getting answer to the question how to teach kids the value of money. In this article I’ll discuss how to teach kids the value of money. The bad thing about kids is they don’t understand the value of money. Parents need to know how to teach kids the value of money. The price of naivete Kids are naive. Parents often don’t understand how to teach kids the value of money. They fear that the naivete will put them at odds with…
LinkedIn is a social media network that connects professionals across various industries. Like Facebook, users are given a personal profile to highlight their professional accomplishments and experience. Unlike Facebook, however, LinkedIn also has additional features allowing for long form content that attracts attention to individuals or businesses. Content published on LinkedIn is initially shared with the publisher’s network. This content has the ability to spread much further with likes, comments, and sharing. Posts from famous business leaders, such as Bill Gates, Richard Branson, and others, can reach millions of people and help spread valuable information. For everyday less famous people…
The federal tax return should be in accordance with the law. The problem is laws are subject to change. The taxpayers need to keep updating themselves and stay posted about changes in the existing laws. Or else, their tax return filing may not be according to pertinent legal clauses. This year’s filing date 2016 is the year of changes. The first change is the deadline date. The deadline for tax return filing normally falls on April 15. This year, however, it’s different. The deadline date has been pushed ahead to April, 18. The Emancipation Day, which falls on Saturday will…