Start-up companies will typically have a checklist. The most common items on the checklist include hiring staff, managing capital, getting clients and approaching VC firms. Unfortunately, very few start-up checklists include reviewing insurance needs. Monthly premiums are considered a necessary evil by many, including many small business owners. Some feel there is no need to insure their business. Some look at insurance as an added burden. Business Insurance Eliminates Risk That’s right, business insurance isn’t such a bad thing as it reduces risk from loss. Business insurance Rochester NY, or in any other place is a great way to manage…
Author: Tina Roth
A brand new year is right around the corner. This could definitely be a great year for investors. This year had its ups and downs. While corporate profits were rising high, political issues like Brexit and the U.S. presidential election did take its toll on the stock market. 2016 saw the worst of these politically sensitive topics. So these issues will only be a mellow effect in the upcoming year. However, it can be said that investors may not be able to invest in 2017 the same as in 2016. Brexit is still ongoing as Britain has yet to formalize…
To be an entrepreneur is a liberating and wonderful thing. Your excitement to deliver a fantastic product or service to market offers you the ability to fulfill your dreams and share your vision with the world. Starting a new business, however, has its mountain of challenges which goes without saying. When it comes to finances, you can’t afford to miss out on opportunities that are right in front of you that will allow your business to make strides in its industry. You need to be on point with the inner workings of your income and expenses so you can make…
For the first time since the end of 2015, the 30-year fixed rate mortgage average, provided by Federal Reserve Bank of St. Louis, crossed the 4% mark at the beginning of December 2016. It was well below the 4% mark for most of 2016. The translation is that it is becoming more expensive to get a mortgage, even though the current rates are still low, relative to historical rates. And as the economy continue to expand, the Fed is likely to raise benchmark rates, meaning that interest rates on mortgages are bound to go up as well. As such, it’s…
Whether it feels like you’re saying goodbye to an old friend or finally unloading the perfectly-good, but not “you” car, the time has come to bid it adieu and put it on the market, and up for sale. It’s important that you get a deal you deserve and that you have an easy, trouble-free transaction. Before you do anything, it’s important to get a professional valuation of your car. And don’t worry about building costs to you, as you’re preparing to sell. You can easily get free car valuations by Sell My Car.This company gives you “an estimated market value…
You are a goal-oriented person with career benchmarks you want to meet. You know that additional training or education is the way to achieve the success you want, you just don’t know which program is right. Perhaps you’ve looked at the MBA option, but aren’t convinced that’s the best fit. A master’s degree in accounting is a choice worth exploring. Do More Than Prepare Tax Returns If your image of an accountant is someone with no life from February through April, it’s time to give it an update. Today’s accountants are in demand for numerous jobs in both the public…
Need a car with a lot of cargo space? Maybe you have to store golf clubs on a regular basis? Perhaps you have to transport the athletic gear for the high school soccer team? Or maybe your car is the host for all of those Monday Night AutoBrawl tailgating parties! Savvy consumers are increasingly looking for large-trunked cars because they are taking more road vacations in this era of economic uncertainty or thinking about the best routes to exit the country once the election is over. Many are ditching air travel and instead driving to their destinations to save money.…
All of your hard toils can only be paid off after becoming the owner of your dream house. So, it is necessary for you to do the needful for making that property completely yours, without any further legal issues. The title of your property provides the legal proof that you are the owner of that particular property, so make sure you are aware of grant deed forms. What is Title Insurance? Although the Title Insurance exists in all the industrialized countries, it is more popular in the countries of the first world. This insurance is availed by the clients for…
Like other large scale industries, the truck driving and transport industry depends on reliable equipment that gets the job done. For a trucking company or an owner-driver to succeed, they must invest in solid gear and a dependable vehicle that can safely and efficiently move loads. Those just getting started or seeking to upgrade their equipment must often turn to truck finance to fund this significant purchase. The investment is certainly worth it—as having the proper trucking equipment can help ensure business success—but it is vital to obtain the right type of financing. How can you ensure you don’t fall…
When starting a family, it is normal to worry about what can and will affect you as a whole. While there are many possibilities (that change with every choice you make), one of the biggest decisions that can affect your family is one you wouldn’t necessarily think of: lower your car insurance. After dealing with the decision of starting a family and getting a family car (and deciding which kind and how many cars your family has or needs), car insurance is your next most important decision. Whether you plan to purchase a new car for your teenage soon-to-be driver…