The IRS has opened the tax filing for 2016. The process began from January 19 of this year. The next tax filing timeline is between April, 4 and April 18, 2016. The estimated date for direct deposit sent to the bank accounts of those, who file their return between the two said dates is April 16, 2016. For paper check mailed to them, the estimated date is April 18th of this year. Tax extenders approval To a taxpayer’s delight, the US Congress extended the expiry date for 50 tax breaks. Earlier, the Congress decided the tax breaks will expire on…
Author: Tina Roth
Debt is one of the biggest crises that people face in this modern time and age. But one can avoid the unpleasant situation of debt problems by availing the help and service of a debt management company. Though you can find innumerable options when it comes to the debt management companies but eventually it is all about finding the right one. The fact is debt management can ease off your burden of debts thanks to the perfect assessment of your income and possessions it can do for you besides negotiating with your creditors. So, basically a good debt management can…
These are just three of the alarming facts about cigarette smoking that we are used to hearing. We see disturbing images of its effects on print and TV advertisements, on the internet, and even on the actual cigarette packs. Health organizations execute campaigns to raise awareness. Taxes are also imposed by the government to help eliminate cigarette purchases. These creative public strategies have helped reduce the number of smokers through the years. However, a lot of people who already have been exposed to these ads, these terrible statistics, and these increased taxes are still out there, currently holding a lighted…
We all use credit and debit cards. We use them to purchase stuff for overseas and domestic retailers. They are a substitute for hard cash, when you are out there to enjoy shopping, or when an uncalled for incident arises and you don’t have a dime in your wallet. Having a debit card in your wallet translates to buying stuff with ease. Just as there are debit cards, issued by banks against the checking accounts of their customers, there are prepaid debit cards, a relatively new phenomenon, which you may or may not heard of yet. Not a debit card…
It’s officially that time of year again: tax season! April 15th is the deadline for filing your taxes to find out if you own Uncle Sam money. With any luck, he may owe you some, and we’re trying to tip the scales in your favor by sharing three tax credits that are most often overlooked. Saver’s Tax Credit What is it? This is a tax credit that is aimed at encouraging low income folks to contribute to some sort of a retirement fund. This credit applies to personal retirement savings funds like Traditional and Roth IRA’s but also to employment…
We’ve grown up in this society where we’re told a few things such as, “all debt is bad!”, “debt is your ball and chain” and “rent money is dead money”. Is life ever really that simple, though? In the case of debt, definitely not. Before we even go into this conversation, we must think about what the term “debt” means to us. Debt is where someone receives a loan of something, usually in exchange for that thing plus interest. So in exchange for taking the risk of loaning you something, whether it be money or an item, that person gets…
Like any investment you’ll make, Structured Products carry a certain amount of risk. This is dependent upon the type of plan you choose to invest in, so it’s important to know where your money’s going and how it’ll be invested before going ahead. There are a number of risks inherent to Structured Product investments, such as that posed by the counterparties, but the first distinction to make in Structured Product investments is between Structured Investments and Structured Deposits. Structured Investments A Structured Investment is most often found available from banks or insurers, and your money will be used to buy…
Whether you are a small business owner, looking for new opportunities so your business flourishes, or you are concerned that your financial condition is deteriorating, finance blogs help you bottle up your worries. The internet is a vast territory. Since you are not familiar with all its nooks and corners, you may not find a decent financial blog, which is of some value. To help you out, I’ll list down some useful ones in this article. moneyspruce.com Jeffrey Trull maintains this blog. It has an interesting theme. In Trull’s own words, “I use content strategy to help social businesses and…
As we approach the first quarter of the year, we, the professionals and the entrepreneurs, are more concerned about the income taxes than any other thing in the world once we are through the festive season. During this time of the year, we generally fall back to the accounting services or the income tax consultants for their valuable tax advice. But one very common problem in falling back to them around this time of the year is that the end of the financial year looms large on our heads. Thus, many a times we find out that we are not…
None of us is alien to the fact the credit history affects our lives in many ways than we can imagine. In my previous article, I discussed how one can use his credit card to improve his credit score. The problem is, people look at their credit scores in isolation. They shouldn’t. The scores that we have on our credit reports can be improved if we make it a goal to raise it, and bring our lifestyle in sync with this goal. In this article, I’ll lay down some suggestions that can make it happen. Living condition and credit utilization Credit…