The lion’s share of our earning is spent on housing expenses. Those, who live in their own house, set aside a goodly sum from their monthly earning for yearly maintenance and tax. The next big expense is made on grocery bills. There are many people who make an extensive use of coupons to save on their grocery expenses. However, collecting coupons could be annoying as you need to check papers and cut from them. And then chance is there that you forget expiry date of many and these cuttings are reduced to useless stuffs. All your work goes into vain.…
Author: Tina Roth
Choices leave us confused, we complain! But for me, more choices feel like a blessing I do think it makes our job easier to choose the right kind according to our affordability. To put it in other words, it helps us spend less and save more. That is the point where you can feel more financial freedom. If you want to reap financial blessings, you have to sow financially. It is never to suggest that you can buy anything you want. The budget buyers have certainly some limitations. However, they also have more options in life, taking advantage of which…
Most of us love splurging, it’s a human activity that a very few can resist. Whether you’ve money in hand, you love to shop, eat out, enjoy sipping your favorite coffee at Starbucks with friends, and so on. As you go out and see around you wonderful goodies, clothing shops, restaurants, your purse start tingling to be used. Some of you love to buy branded clothes whereas some of you love to eat costly chocolates. You don’t even know where your money is going. When you don’t have cash, you start using credit cards to get the things. And thus,…
Saving money from regular expenses is one of the toughest job in today’s world. Sometimes the hardest thing is to figure out the simplest way to spend money and save it, as well. As the rising economic condition in America are making everything expensive and there’s nothing we can do about it. There are certainly no quick and easy way to cut the expenses and hold on to more cash. Fortunately, there are some simple and easy methods to cut down the expenses, without wasting any time or money. This step-by-step guide will save you lots of dollars and trim…
The holidays are a notoriously expensive time of year. Many people will be facing a credit card hangover in January, but you can avoid sharing in those regrets if you take charge of your spending now. Figure out your overall budget for the holidays, then plan your spending in advance. Even if it doesn’t seem possible to stay within your limits, keep chipping away until you have a workable plan. Remember that all holiday spending falls in the “luxury” category. You don’t need to spend a single dime on gifts, decor, or entertainment to stay alive through the season, and…