Maintaining a good credit score is key to having a healthy financial life. Unfortunately, many people do not know how to properly take care of their credit scores. This blog post includes some tips on maintaining a good credit score. Following these tips will help you keep your credit score in good standing and improve … Read more
We know that your Credit Score is vital to measuring your financial health but having a complete understanding of how your score is calculated is equally important. A good score will determine how much money you will spend on interest and fees. A very good credit score, or any FICO score of 740 or higher, … Read more
In recent years, car finance has become more accessible for people with different circumstances. It used to be hard to get approved for a car loan if you had bad credit, are self-employed, receive benefits or don’t have a guarantor to support your application. Nowadays, there are many options for people to make car finance … Read more
Keeping on top of your finances can seem easier said than done, especially if you made mistakes in the past that your credit rating won’t let you forget about. From missed payments, arrears to even defaults or CCJs, your whole financial history is there to be seen by lenders. The difficulty is, once these financial … Read more
Are you thinking of applying for a business line of credit? This is a very intelligent move to make and a great way to manage the financial health of your small business. Essentially, a business line of credit is similar to a credit card in that it provides you with access to cash in times … Read more
If your goals for the new decade include revamping your credit score, you’re not alone. In the current financial landscape, being creditworthy is often a necessity. A blemished report or barren credit history can lead to a range of problems. You might not be able to take out a mortgage, buy a car, or even … Read more
If you haven’t educated yourself about credit scores, yours is most likely not as good as it could be. Having a good credit score can save you hundreds of thousands of dollars throughout your life. Here are the factors that contribute to a credit score. Length of Credit Don’t close any of your accounts because … Read more
Hard inquiries to your credit can negatively affect your credit score and hurt your chances of getting loans or credit cards. These types of inquiries are mostly used in credit approvals or background checks. In this article, we show you why hard inquiries can affect your score and how to protect yourself against it because … Read more
Buying a house probably ranks amongst the most important and exciting things a person will ever do over the course of their lifetime but unless you are lucky enough to be independently wealthy, you will probably need a home loan to get your foot on the property ladder. Unfortunately, many people get refused this all … Read more
Having a good credit score is essential when it comes to getting a loan. Otherwise, all sorts of doors could be slammed shut for you and many opportunities would remain out of reach. Cutting bad habits such as uncontrollable spending and not paying your bills on time is the first thing you need to do … Read more