More and more Indians are starting to finance their goals by opting for personal loans. A whopping 96% of new loans taken in 2018, were personal loans, as per data from RBI. The easy availability of such loans, the lack of collateral, and attractive interest rates are some of the major contributing factors to the rapidly growing popularity of personal loans. When you apply for a personal loan, it is fair to expect an interest rate anywhere from 9% to 20%, depending on the financial institution. But that’s not all. With certain carefully practised tips and tricks, you can easily…
Author: Tina Roth
Hackers are using increasingly sophisticated methods to gain access to data, bank account details, and private systems. For the finance sector, this means it is more important than ever to ensure that online security is as robust as possible. Unfortunately, there is a cost attached to many of the leading technologies that can improve online security, and that cost may not be manageable for smaller firms. In cases where there are not enough financial resources to afford more secure online defenses, the priority is to ensure online security without the price tag. In 2020, this is more achievable than ever.…
Recent months have shown a steady decline in unemployment, with the U.S. hitting the lowest unemployment rates since the late 60s. Many people are taking advantage of the relative prosperity, whether through a modest home purchase or the opportunity to go back to school. However, there are jobs and industries that have been hit by unemployment, due to the nature of the labor and level of education required for employment. The jobs with the best security tend to require some type of college degree, with higher wages for those with more advanced education. If you are thinking of a career…
It’s a dream for many people to become successful trader, but to become a successful trader one should maintain discipline, consistency and emotional intelligence. Although many people dream of being a successful trader, in reality, most people end up being unprofitable because of their mistakes. You can’t expect to be a profitable trader on your first day. You have to start working hard to know how this market works. Just like in any profession, you have to learn the basics first. The more you learn, the better you will understand the market. Without pushing yourself to the limit, you can’t…
When you’re in charge of a highly successful company, there are certain responsibilities that come with the position. One of the most enjoyable responsibilities likely to be on your plate is determining your organization’s charitable and philanthropic work. Giving back to a charity organization like the Crewe Foundation can be extremely fulfilling and allows you to have a positive impact on your community. These organizations allow you and your business to become more efficient and impactful in philanthropic giving. Here are the top tips you need to know when setting up your business’ philanthropic plans. Understand Your Obligation While giving back…
You may have been wondering whether it is possible for a day trader to trade with CFDs. Well, you will be thrilled to learn that you can. Simply put day trading means the buying and selling of a security in the course of a single trading day. Day trading is possible in just about every marketplace. However, it is exercised mainly in the forex and stock markets. In CFDs, day trading means that you will not hold your tradition positions beyond one day. Day traders in HK place lots of CFD trades during a single session. In addition, they pay…
Although many entrepreneurs will claim that hard work, following a passion, and dedicated persistence is the secret to their success, the truth is much more complicated. Two people, given like circumstances, can come up with two very different end results because of the way their ideas and goals influence human frailties and desires. So, is it fair to claim hard work will help you succeed? Yes, hard work is important; however, the following secrets are much more prone to help an entrepreneur create a successful business. Improve Individual Fulfillment If you want a business to rise to popularity quickly and…
If you haven’t educated yourself about credit scores, yours is most likely not as good as it could be. Having a good credit score can save you hundreds of thousands of dollars throughout your life. Here are the factors that contribute to a credit score. Length of Credit Don’t close any of your accounts because the number of years you have credit effects your score. If you don’t have an established credit history yet, open a first credit card, or talk with someone at Rescue One Financial. On-Time Payments This factor weighs heavily on your score, so if you haven’t been…
The cost of acquiring an MBA is not to be sniffed at. At some of the most prestigious schools in the US, the price of obtaining such a qualification can often add up to the hundreds of thousands making the financial investment one of the main considerations for aspiring MBA students. However, there are a number of factors to take into account, the main being the increase in salary once qualifying with an MBA. It appears that an MBA is an important asset for budding entrepreneurs as well as being a qualification held by many Fortune 500 executives including Facebook…
Every business can find areas for improvement, whether it relates to its speed, efficiency or productivity. Systems are not always 100% foolproof, and it’s always beneficial to review your methods and see what does and doesn’t work for your company. If your biggest issue is the amount your company spends, then you need to come up with new ways to streamline your expenses. These tips should help you to overcome the challenge of managing business expenses more wisely. Have an Automated Expenses System Having an expenses system in place to check the company’s spending habits is essential, but often, it…