As you remain in Canada, you learn on a daily basis about accidents and the serious injuries that happen after that. While prevention from an accident is not always possible for you, the right preparation to cope with its after-effects can be helpful. Recovery does not only mean recovery physically and mentally but also financially.
Having a personal injury lawyer can help you obtain the compensation that you are entitled to. Prior to it, however, it will be best to have some information on hand that will influence the outcome of your case. Based on the suggestions from seasoned personal injury lawyers, we have compiled an in-depth guide to help you deal with your case better.
Select Your Own Physician
Insurance adjusters would sometimes recommend certain therapists as one means of paying less in terms of insurance claims. Even if this is convenient, clients, for the most part are not aware that they could choose their treatment provider independently.
It is also wise to select your own therapist so that you may receive unbiased medical attention. However, make sure you verify their service license prior to this. The document will also be useful in backing up your claim while claiming compensation.
Maintain Detailed Records of Your Spending
Keeping proper records of every expense incurred as a result of the injury is important in making a personal injury claim. Your lawyer will utilize these records to determine the monetary effect of your injuries and back your claims for compensation.
Some of the important records to maintain are:
- Medical bills and prescriptions
- Receipts for therapy or rehabilitation
- Invoices for household or personal care services
- Any other connected expenses toward recovery from the injury
The more organized your papers are, the more opportunity your attorney will have to reach a favorable settlement.
Record Your Indirect Costs
Aside from direct medical expenses, Canada personal injury attorneys also recommend recording indirect accident costs. These may include:
- Additional commuting fees because of your injury (e.g., driving fees to doctors’ appointments)
- Lost wages as a result of missed work
- Out-of-pocket costs for specialized equipment
These costs, though often under-estimated, may have a significant impact on your finances and need to be included on your claim.
Future Loss Claim
The majority of victims of personal injury only think of their immediate medical expenses. An adequate claim should, however, also include future damages.
- Certain delayed effects of an injury may be:
- Repeated medical procedures
- Physical therapy and rehabilitation charges
- Lost business opportunities or clients
- Reduced earning capacity due to a permanent disability
To make your case stronger, document important business meetings, contracts, or job opportunities you have lost due to your injury. This can help your lawyer negotiate higher compensation in your settlement.
Stay Current with Changing Laws
Personal injury suits, especially serious ones, take years to settle. In the meantime, codes and statutes may change, and this can impact your case.
Canada’s personal injury law covers all existing cases, even those filed prior to the change in the law. This is either good or bad for your case. Becoming informed and talking with your lawyer regarding these changes will ensure that your claim is still viable and held up to legal test.
Do not Settle Too Soon
Insurance firms normally attempt to settle matters in a rush by providing victims with low settlement amounts. Accepting a quick payment can be wonderful, but it might not be enough to pay for your future expenses and losses.
Prior to signing a settlement agreement, discuss with your lawyer whether the proposal is fair. A professional personal injury lawyer will be able to negotiate additional cash based on the severity of your injury and the impact it has on your life in the future.
Be cautious with Insurance Adjusters
You do not have to work with insurance adjusters; they represent the insurance company. Their job is to shrink the amount of your compensation payment, typically by attempting to lessen your injuries or dispute the validity of your claim.
Avoid giving recorded statements and only sign what your attorney specifies as okay. What you say can be used to decrease your claim amount.
Gather Solid Evidence in Support of Your Case
The more evidence you have, the stronger your case. Make sure you get the following:
- Photos of the site of the accident and injuries
- Reports and records from the medical doctor
- Declarations of witnesses and contacts
- Police statements (where applicable)
The evidence will enable your lawyer to establish the fault and severity of your damages.
Understand the Statute of Limitations for Filing a Claim
There is a time limitation for Canada personal injury claims in which they should be filed. If you delay, you risk losing your right to recover.
Generally, Ontario has a statute of limitations in which one can file a claim for personal injuries two years from when the accident occurred. There can be exceptions depending on the specific facts of your case. It is best to speak with an attorney as soon as possible to avoid missing deadlines.
Choose an Appropriate Personal Injury Lawyer
Not every lawyer who represents personal injury matters is the same. Having a veteran lawyer who has represented cases such as yours can pay off in terms of how your case is settled.
When selecting an attorney, take into consideration:
- Their background representing personal injury cases
- Their settlement success rate
- Client testimonials and reviews
- Whether they will offer a free consultation
A good personal injury lawyer will be transparent regarding his fees and outline the strategy for your case.
Conclusion
If you or a family member is considering filing a personal injury lawsuit in Canada, these steps will further ensure you receive a reasonable settlement. A solidly documented case, along with the expertise of a seasoned personal injury lawyer, can mend you financially as well as physically.
For professional advice, consult skilled personal injury lawyers in Canada. They will safeguard your rights and ensure you receive the compensation you are entitled to.