If you don’t happen to have a specific medical condition that will qualify you to be immediately approved for disability benefits – otherwise known as a listing – you will have to prove that you no longer have the ability to work. You will not have to prove that you are not able to work in any capacity, just that you are unable to do a considerable bit of work. One way that you can prove this is by showing that there isn’t a job that you will be able to do full time on a basis that is both…
Author: Tina Roth
You want to make the most from your home sale. One of the best ways to add value to your home is to make cost-effective upgrades that recoup the entire cost of the improvements. These 5 money-saving home renovation ideas are frugal, yet they make a significant impact on the look and feel of your house. Create a Masterpiece Lawn The National Association of Realtors found that adding seed to fill out your lawn gets 417% of your money back, which translates to a 317% return on investment. A green lawn improves the quality of MLS listing photos and the…
Starting a new business is one of the scariest and exciting things you will ever do. There are far more unknowns than certainties and far more questions than answers. One of the more manageable questions has to do with expenditures. You have managed to get a business loan and you have written a good business plan. But it can still be difficult to know what to purchase first. For this piece, I will be using a massage business as an example. But the principles work with any business. You already know there are going to be plenty of things you…
Retirement is something that millions of people start thinking about decades in advance. We start with a 401K or IRA account. Next comes the home and a few other tangible assets. We might even play around in the stock market a little. You’ve covered all the bases and set yourself up to live comfortably without a regular paycheck. As those golden years get closer, you’ll probably start to feel like the 62% of people who believe they’re saving enough for retirement. However, despite planning for years and thinking through all of the possible costs, there’s a good chance a few…
While figuring out your personal finances, be sure you don’t forget the importance of having a solid will. While it’s understandable that you don’t want to think about your death, doing so better ensures you don’t leave your loved ones with unpaid debts and any question as to what you want to do with the money you leave behind. While learning personal finance tips from pros like Don Gayhardt, it’s a good idea to do some research into how much you can expect to spend to secure your finances after your death. It Depends on Where You Live Your geographic…
Collaboration is one of the most discussed business conceptsin the modern day. Nearly all leading businesses today endorse the value of high-performance teams doing collaborative work. Recent research confirmed that space plays an integral role in successful collaboration. Open plan offices that have moveable furniture, seating alternatives and spaces dedicated for thinking shows measurable improvement in key cultural satisfaction dimensions in the office: Learning & development Idea generation Putting ideas into action Managing individual performance Team dynamics Together with The Plastic People, suppliers of plastic sheets and innovators in their own right, we take a look at how the creation…
Although it’s something that we don’t like to think about – the workplace is covered in germs. Did you know that the average work desk can be up to 100 times less hygienic than your kitchen table, and 400 times dirtier than the average toilet seat? Probably not. When you’re working in close proximity with other colleagues, it’s no wonder that germs and illnesses can spread so quickly, leading to several employees needing sick days away from the office. Hiring a cleaner is often not considered by many companies as they consider it to be a cost that they could…
Has your current career route hit a roadblock? Are you tired of your typical 9-5 job and looking for a new career adventure? If you have your own van, then you’ll be excited to hear that there are so many types of businesses using Commercial Vans that you can get involved in to reinvigorate your working life… Courier According to Mintel’s Courier and Express Delivery UK 2017 report, there were 2.8 billion packages and parcels delivered across the UK in 2016 — up 65% from the 1.7 billion recorded in 2012. What’s more, 87% of Brits sent or received a…
When talking about personal loans we refer to unsecured loans that are offered with the purpose of dealing with various personal situations like home renovation, buying home appliances, cars or even marriage. The lender will verify if the individual can repay the amount based on the current income that is available. Credit history will also be checked to see if in the past there were problems with loans. While personal loans in Long Beach are beneficial in many cases, we see that people are sceptic. They do not really want to take out such loans as they see them as…
Online trading is not the most difficult thing to be a part of, but it does of course come with its challenges. You will need to find your skills and wisdom through experience, and although there is much advice and guidance to be found through online forums and guides, there is much that you will need to learn through practical work and trial and error. Luckily, you can always rely on a service such as Wilkins Finance to provide you with one of the most developed arenas for you to try your best upon. It takes a fine online trading…