Buy term and invest the rest. You have heard that before I would guess. It is one of those sayings, kind of like a penny saved is a penny earned. We have hundreds of these sayings that we give very little thought to, but maybe we should start to question if these sayings are truth, or potential mental landmines that can leave us broken, wondering what happened. Buy term and invest the rest was a saying created by a guy that owned a life insurance company, trying to stir up additional sales of an easy to promote product called term…
Author: Tina Roth
In the old days, your advertising options were limited. You had the mediums of radio, TV, and newspapers to choose from. Advertising was frequently a very complex, messy, and costly business. You never knew how effective your ads would be because you never knew how many people would be watching TV or listening to the radio that particular day. You never knew how many people would be reading the current issue of your local trade paper on a Wednesday. Thanks to the world wide web, these bad old days are gone. You can now use the web to reach hundreds…
Planning the perfect wedding has always been a physical process, from purchasing the wedding dress to the groom’s suit – however all of this can now be done in the online world. With new technologies and social media apps, is it time for the wedding industry to make a transition into the digital world? 87% of British consumers admitted to buying at least one item online in the past year – online sales saw an increase in 2016 of 21.3% with aims of moving up to 30% in the year of 2017. The question remains, what does this mean for…
Selling a house has never been an easy task. As you make appointments for prospective buyers day after day, you keep hoping that the deal gets finalised with one of them. As a seller, you want to get the deal closed fast. If you want to keep the whole process hassle-free, there are few things to keep in mind. Here we tell you the five most important points to keep in mind when you want to sell house for cash. Depersonalise the house It is understandable that you set up your house with a lot of feelings. You gave a…
Becoming disabled, whether from a workplace accident, auto or motorcycle accident, or an illness, is a drastic change to a person’s life. The ability to do things they once considered routine has been taken from them, and whether temporary or permanent, there can be a lot of consequences that come along with that. Outside of the emotional toll this takes on a person, there is the added question of finances. Most who are disabled aren’t able to earn the same income they once did. This will provide you with some advice on how to survive financially while disabled. File a…
Most new car owners learn pretty quickly there’s more expense to owning a car than simply buying it. So, how much does it really cost to own a vehicle over time? The exact answer to that question varies depending upon the size of the vehicle, the category within which it falls (luxury, economy, commercial, etc.) and where it was made. With that said, certain expenses will come into play regardless of the nature of the vehicle. Fuel This cost will vary depending upon your car’s size and power train. If you have an electric car, you’ll pay much less. Similarly,…
A good debt relief program may be all it takes to finally get you out of debt. The sooner you enroll in one, the better your chances of managing your debt and stopping it from ballooning further. The challenge now is finding and choosing a debt relief program that fits your needs and financial situation. This can be done by first getting a list of programs that you have the option of joining. Then, you can find out the pros and cons of enrolling in each one and compare and contrast your choices. Here are some of the most common…
When it comes to transferring money overseas, everyone wants the safest and the quickest option. But with so many options available it could be difficult to pick the best one for you. While banks would offer more secure payments, other money transferring facilities may provide you with a better rate of interest. So now the main focus is to find a way to send money overseas in a way that would offer not only the best rate but also a safe and secure gateway. Technology and other factors today have influenced the world of instant money transfer immensely. And now…
Sometimes it seems that there are so many tools to help a business succeed that it is impossible to choose amongst them. Indeed, the amount of free and affordable solutions for marketing, accounting, and sales is staggering, and investing time and energy into the wrong tool could have devastating effects on your business. Even merchant services, including credit card processing, offers so many providers with so many different features and rates that business leaders can be paralyzed by opportunity. Fortunately, that doesn’t have to happen to you. Instead of using trial and error to find the right credit card processing…
You understandably want your honeymoon to be a magical, once in a lifetime experience. If you are like many couples planning a honeymoon, you need to pay close attention to the bottom line. Money is an object that requires close attention. One strategy that you should think about utilizing is credit card points. The possibility exists that you will be able to pay for your honeymoon with accumulated credit card points. Specifically, you may be able to pay for airfare and hotel accommodations associated with your honeymoon. More Than One Credit Card May be Necessary Credit cards have limitations on…