If you are like many people, you may spend a good amount of time contemplating what you will do for your annual vacation. You may also have reached a juncture at which you are thinking about purchasing some sort of vacation property. In this regard, you may be considering the purchase of a timeshare. There are some pros and cons associated with time shares that you need to weigh and balance. Overview of the Four Basic Types of Timeshares In advance of weighing the advantages and disadvantages of timeshares, you need to understand the four basic types of timeshares. One…
Author: Tina Roth
A tremendous number of people have what might best be described as an entrepreneurial spirit. Indeed, most individuals probably have some degree of entrepreneurism in their souls and dream of owning their own businesses from time-to-time. Many people never take any real steps towards realizing their dream of going into business for themselves because they have a number of preconceptions about what is involved in launching a startup enterprise. They think that starting a business is a highly complicated affair. Moreover, they believe that they cannot launch a new venture without a large capital expenditure. In fact, there are some…
We have all been there. Knee-deep in work all through the week, hitting the gym for some quick rounds of squat and bench press was possible only during the weekends. The problem is our unwavering commitment to workout didn’t stop the gymrats from calling us weekend warriors, often derogatorily. You may not consider this a problem if you are thick-skinned. But the skyward increase in gym membership fee is indeed a problem – for both thick and thin skinned. I think all weekend athletes, at some point, wonder whether the gym membership is paying them off in terms of ROI.…
In today’s modern world, personal debt is becoming an almost-universal problem in most developed nations. For decades, the growth of high-interest ‘pay day’ loans and credit cards has made it far easier for individuals to finance the things that they want or need. This has led to a situation where many people now find themselves with an amount of debt that can seem almost impossible to pay off. For those who want to become debt-free, this goal must become their top priority. They must be willing to save and sacrifice to get debt paid down, without finding at the end…
Saving up for a home loan? New car or holiday? Every cent counts no matter which aspect it is coming from. Having a car is one of them. It is a privilege to have yet is quite costly to purchase and to maintain. Keeping it in top notch can be difficult if you do not have much knowledge about these automobiles. These automobiles are not invincible given the condition of your driving style, roads and other major factors. Some things are easier to control and maintain than others. Here are some tips to help you save, so that you can…
Whether you use your vehicle for work, pleasure or both, there will come a time where you will need to replace your current model with something else. This means you can opt for something brand new right off the production line, or you can opt for something new to you like a pre-owned model. Either way, before you head out to the dealership or to that local neighbor who is selling their vehicle by owner, here are four things you’ll want to consider when you start buying a new car. Budget Before you even start looking at what vehicles are…
For many small businesses, one of the trickiest things to juggle, and one of the biggest risk factors of closure, is cashflow. With ups and downs in the market, unexpected costs, and other variables having an impact, it can often be difficult to stay on top of finances. Cashflow problems can also cause many entrepreneurs to shelve their plans for expansion, or miss out on potential sales during a busy period because of an inability to stock up on inventory. If you run a wholesale business or other venture that lets clients pay on account, you might want to consider…
When it comes to choosing health cover, there are so many funds out there with multiple polices, meaning you can literally find yourself choosing between hundreds of options. Read below for some tips on how to compare health insurance to best suit your needs and save money. Fund type There are two broad categories of funds to choose from: for profit and not-for-profit. As you can imagine, a for profit fund is largely run in order to improve returns for itself or its shareholders which can result in higher premiums for you or more restricted services. Not-for-profits market themselves as…
UK consumers received good news recently, as the rate of inflation surprisingly dropped to 2.6% in June. The official rate had increased to 2.9% in May, while the sudden decline represented the first of its type since October of last year. Despite this light relief, the cost of living continues to rise at a disproportionate rate to earnings, as the savings ratio in the UK plummets to a record low. This is particularly concerning for those approaching retirement, and in this article we will provide a brief guide on how to ensure that you have enough money to sustain your…
Shopping around for a reliable insurance agency is not what it once was. With online quotes, comparison websites and easy access to information, it is possible to change your insurance company much more quickly and easily than in the past. Experts recommend, however, that choosing a well-trusted local company for your insurance needs may lead to fewer hassles and headaches in the long run. 5 Internet Insurance Pitfalls Finding out you are with the wrong insurance company after you have need of assistance from them can turn any stressful situation into a nightmare. Sadly, today’s consumers frequently opt for the insurance…