Retirement is something that millions of people start thinking about decades in advance. We start with a 401K or IRA account. Next comes the home and a few other tangible assets. We might even play around in the stock market a little. You’ve covered all the bases and set yourself up to live comfortably without a regular paycheck. As those golden years get closer, you’ll probably start to feel like the 62% of people who believe they’re saving enough for retirement. However, despite planning for years and thinking through all of the possible costs, there’s a good chance a few…
Author: Tina Roth
While figuring out your personal finances, be sure you don’t forget the importance of having a solid will. While it’s understandable that you don’t want to think about your death, doing so better ensures you don’t leave your loved ones with unpaid debts and any question as to what you want to do with the money you leave behind. While learning personal finance tips from pros like Don Gayhardt, it’s a good idea to do some research into how much you can expect to spend to secure your finances after your death. It Depends on Where You Live Your geographic…
Collaboration is one of the most discussed business conceptsin the modern day. Nearly all leading businesses today endorse the value of high-performance teams doing collaborative work. Recent research confirmed that space plays an integral role in successful collaboration. Open plan offices that have moveable furniture, seating alternatives and spaces dedicated for thinking shows measurable improvement in key cultural satisfaction dimensions in the office: Learning & development Idea generation Putting ideas into action Managing individual performance Team dynamics Together with The Plastic People, suppliers of plastic sheets and innovators in their own right, we take a look at how the creation…
Although it’s something that we don’t like to think about – the workplace is covered in germs. Did you know that the average work desk can be up to 100 times less hygienic than your kitchen table, and 400 times dirtier than the average toilet seat? Probably not. When you’re working in close proximity with other colleagues, it’s no wonder that germs and illnesses can spread so quickly, leading to several employees needing sick days away from the office. Hiring a cleaner is often not considered by many companies as they consider it to be a cost that they could…
Has your current career route hit a roadblock? Are you tired of your typical 9-5 job and looking for a new career adventure? If you have your own van, then you’ll be excited to hear that there are so many types of businesses using Commercial Vans that you can get involved in to reinvigorate your working life… Courier According to Mintel’s Courier and Express Delivery UK 2017 report, there were 2.8 billion packages and parcels delivered across the UK in 2016 — up 65% from the 1.7 billion recorded in 2012. What’s more, 87% of Brits sent or received a…
When talking about personal loans we refer to unsecured loans that are offered with the purpose of dealing with various personal situations like home renovation, buying home appliances, cars or even marriage. The lender will verify if the individual can repay the amount based on the current income that is available. Credit history will also be checked to see if in the past there were problems with loans. While personal loans in Long Beach are beneficial in many cases, we see that people are sceptic. They do not really want to take out such loans as they see them as…
Online trading is not the most difficult thing to be a part of, but it does of course come with its challenges. You will need to find your skills and wisdom through experience, and although there is much advice and guidance to be found through online forums and guides, there is much that you will need to learn through practical work and trial and error. Luckily, you can always rely on a service such as Wilkins Finance to provide you with one of the most developed arenas for you to try your best upon. It takes a fine online trading…
Buy term and invest the rest. You have heard that before I would guess. It is one of those sayings, kind of like a penny saved is a penny earned. We have hundreds of these sayings that we give very little thought to, but maybe we should start to question if these sayings are truth, or potential mental landmines that can leave us broken, wondering what happened. Buy term and invest the rest was a saying created by a guy that owned a life insurance company, trying to stir up additional sales of an easy to promote product called term…
In the old days, your advertising options were limited. You had the mediums of radio, TV, and newspapers to choose from. Advertising was frequently a very complex, messy, and costly business. You never knew how effective your ads would be because you never knew how many people would be watching TV or listening to the radio that particular day. You never knew how many people would be reading the current issue of your local trade paper on a Wednesday. Thanks to the world wide web, these bad old days are gone. You can now use the web to reach hundreds…
Planning the perfect wedding has always been a physical process, from purchasing the wedding dress to the groom’s suit – however all of this can now be done in the online world. With new technologies and social media apps, is it time for the wedding industry to make a transition into the digital world? 87% of British consumers admitted to buying at least one item online in the past year – online sales saw an increase in 2016 of 21.3% with aims of moving up to 30% in the year of 2017. The question remains, what does this mean for…